Senior Associate, Enterprise Risk Management

Paga Group Ltd

Enterprise Risk Manager responsible for developing risk management strategies at fintech company Paga. Collaborating with teams to ensure compliance and resilience in payment systems while managing risks effectively.

Posted 5/11/2026full-timeLagos • 🇳🇬 NigeriaSeniorWebsite

About the role

Key responsibilities & impact

Support the head in the development, re-design, implementation and maintenance of the risk management framework
Develop and maintain detailed risk management policies and processes
Work with key business stakeholders to facilitate the embedding of these across the organization
Ongoing review and challenge of risk framework effectiveness
Implementation of risk management best practice
Provide support to key business stakeholders in implementing the risk framework
Work closely with the Head of risk in defining the company’s risk appetite
Manage the relationship with the 3rd party outsourced provider risk representatives
Engage with company-wide risk champions
Primary contact for significant incidents or risk events
Prepare, maintain and communicate detailed risk management policies and processes
Lead the risk assessment process for the company’s key products and projects
Assist in the annual review of the risk management policy in preparation for Board sign off
Scope and deliver the ongoing self-assessment of risk management processes and procedures
Review, assess and report significant risks and issues identified or reported by the business
Develop and monitor Key Risk Indicators (KRIs)
Prepare and collate monthly risk reporting to the Head of Risk, Compliance and internal Audit and management
Lead the identification and assessment of risks related to our technology stack
Evaluate IT change management processes to ensure that product updates do not introduce security or operational vulnerabilities
Review new product features to identify and assess risks related to fraud, transaction integrity, and data privacy
Assist key business stakeholders in identifying and responding effectively to risks arising from internal changes or external events
Assist in the preparation of comprehensive risk reports for the Management Committee and the Board

Requirements

What you’ll need

Minimum 7 years of experience working in risk management environment or similar role
Bachelor's degree with a minimum in an analytical field such as engineering, finance, computer science, mathematics, economics, etc
Knowledgeable in technology
Knowledge of risk management and auditing
Must have completed the mandatory NYSC
Previous experience in a risk management role within financial services ideally within a Platform environment
Excellent knowledge of industry best risk management practice
Experience in developing and implementing risk management policies and processes
Experience of reviewing 3rd party risks
Ability to understand and articulate the commercial benefits of effective risk management
Excellent communication, relationship management and influencing skills
Ability to build and maintain effective internal and external relationships
Ability to analyse, present and report risk management data to senior stakeholders
Team management skills including day to day training, supervision and performance management

Benefits

Comp & perks

We're an equal opportunity employer and value diversity inclusion
We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices.

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Hard Skills & Tools

risk managementrisk assessmentrisk reportingKey Risk Indicators (KRIs)risk management policiesauditingtechnology risk evaluationdata privacyfraud risk assessmentchange management

Soft Skills

communicationrelationship managementinfluencingteam managementanalytical skillspresentation skillssupervisionperformance managementstakeholder engagementproblem-solving

Certifications

Bachelor's degreemandatory NYSC