Principal Financial Services Engineer

PadSplit

Principal Financial Services Engineer responsible for financial systems architecture at PadSplit. Collaborating with cross-functional teams to ensure secure and compliant financial infrastructure.

Posted 6/18/2026full-timeRemote • 🇺🇸 United StatesLead💰 $220,000 - $255,000 per yearWebsite

Tech Stack

Tools & technologies

AWSDjangoJavaScriptPostgresPythonReact

About the role

Key responsibilities & impact

Define and evolve the architecture, strategy, and long-term roadmap for PadSplit's financial services domain.
Design and build secure, scalable systems supporting payments, billing, collections, and ledger management.
Lead integrations with banks, payment processors, fintech partners, and financial service providers.
Collaborate closely with Finance, Product, and Engineering leaders to align technical solutions with business objectives.
Establish and drive best practices around reliability, observability, transaction integrity, and financial accuracy.
Mentor senior and staff engineers through architecture reviews, technical guidance, and engineering leadership.
Lead investigation, resolution, and prevention efforts for issues impacting financial systems and money movement.
Assess emerging technologies, payment solutions, and AI capabilities that improve efficiency, reliability, or customer experience.

Requirements

What you’ll need

Significant experience designing and scaling payment systems, billing platforms, ledgers, banking integrations, or fintech infrastructure.
Deep expertise in Python and Django, with the ability to design and maintain complex backend services.
Strong working knowledge of JavaScript and React in modern web applications.
Hands-on experience working with ACH, card payments, payment processors, and financial APIs.
Expertise with PostgreSQL and designing systems that support reconciliation, auditability, and financial accuracy.
Proven experience building distributed, fault-tolerant systems on AWS with strong reliability and scalability practices.
Understanding of financial security requirements, data protection, and compliance considerations for financial systems.
Demonstrated ability to influence engineering strategy, mentor senior engineers, and drive cross-functional alignment.
Strong judgment regarding where AI can create meaningful value within financial services and customer experiences.
Ability to translate complex financial, technical, and regulatory requirements into clear direction for technical and business stakeholders.

Benefits

Comp & perks

Fully remote position - we swear!
Competitive compensation package including an equity incentive plan and company-wide bonus opportunity
National medical, dental, and vision healthcare plans
Company provided life insurance policy
Optional accidental insurances, FSA, and DCFSA benefits
Unlimited paid-time (PTO) policy with eleven (11) company-observed holidays
401(k) plan
Twelve (12) weeks of paid time off for both birth and non-birth parents
The opportunity to do what you love at a company that is at the forefront of solving the affordable housing crisis

ATS Keywords

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Hard Skills & Tools

PythonDjangoJavaScriptReactPostgreSQLpayment systemsbilling platformsfinancial APIsAWSdistributed systems

Soft Skills

mentoringleadershipcollaborationinfluencing strategyjudgmentcommunicationtechnical guidancecross-functional alignmentproblem-solvingbest practices