Providing consultative services to staff underwriters
Providing critical input to risk selection and risk assessment for life insurance products
Review cases providing a medical appraisal of mortality and morbidity risk
Interprets medical information including EKG, X-ray and other diagnostic tests to evaluate and make Underwriting decisions
Ensures compliance with government regulations applicable to risk selection
Help support strategy and Transformation of the Underwriting discipline
Promote thought leadership and collaboration among the Medical Staff
Continuously review and seek out new industry information that directly or indirectly impacts Life Underwriting
Represent Pacific Life in industry committees
Informs and provides educational support to underwriting staff in individual and department communications
Consults and advises the Underwriting Leadership on business strategies and best practices
Collaborate on the development of future policies and practices
Evaluate and identify trends and training gaps
Identify areas of improvement underwriting guidelines and processes

Requirements

M.D., D.O., PhD, or RN
5+ years clinical experience in medical practice
1-3 years in Insurance Medicine or similar Insurance work
Consultative risk selection experience including case review and EKG interpretation
Understanding of actuarial process and company product development and product performance
Ability to make decisions independently with limited information
Excellent verbal and written communication skills
Ability to explain medical concepts to individuals with varying backgrounds

Benefits

Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

risk selectionrisk assessmentmedical appraisalmortality risk evaluationmorbidity risk evaluationEKG interpretationdiagnostic test interpretationconsultative servicesinsurance medicineactuarial process

Soft Skills

decision makingcommunication skillscollaborationthought leadershipeducational supportstrategic consultingtrend evaluationprocess improvementindependent workconsultative advising

Certifications

M.D.D.O.PhDRN