Director of Product Operations, Embedded Finance and Ecosystems
Western Union
Job Level
SeniorLead
About the role
- Shape the future of trust in the age of AI
- Oscilar's AI Risk Decisioning Platform helps banks and fintechs manage fraud, credit, and compliance risk
- Role Overview: AML Subject Matter Expert to serve as Oscilar's principal BSA/AML authority to customers and partners
- Pre-Sales Advisory & Customer Confidence Building (30%)
- Implementation Guidance & Compliance Assurance (35%)
- Post-Sales Support & Continuous Compliance (20%)
- Thought Leadership & Industry Engagement (15%)
- Required Qualifications and Experience overview
- Travel and location details: remote work with travel (25-30%)
- Benefits overview and unique selling points
Requirements
- 8-12+ years of hands-on BSA/AML compliance experience in financial institutions
- Direct experience with BSA/AML program management, including policy development and implementation
- Proven track record of successfully navigating regulatory examinations and audits
- Experience working with AML technology platforms from a compliance perspective
- Background in both traditional banking and fintech/digital banking environments preferred
- Expert-level knowledge of BSA, USA PATRIOT Act, OFAC requirements, and FinCEN guidance
- Deep understanding of regulatory expectations for transaction monitoring and customer due diligence
- Experience with SAR filing requirements and narrative writing best practices
- Knowledge of state-level AML requirements and international regulations (FATF, AMLD)
- Familiarity with regulatory enforcement trends and examination procedures
- Understanding of model risk management (SR 11-7) as it applies to AML
- Strong understanding of AML technology capabilities and limitations
- Ability to translate regulatory requirements into technical specifications
- Experience with data quality requirements for effective AML programs
- Knowledge of risk-based approach to AML program design
- Familiarity with AI/ML applications in compliance and associated regulatory considerations
- Exceptional ability to communicate complex regulatory concepts to diverse audiences
- Proven track record building trust with compliance executives and regulators
- Strong presentation skills for both technical and executive audiences
- Ability to influence and guide cross-functional teams
- Experience training and mentoring compliance professionals
- Customer-focused mindset with consultative approach
