Director, Annuity & Insurance Product Due Diligence

Osaic

Director of Annuity & Insurance Due Diligence at Osaic leading evaluations and risk management of insurance products. Responsible for due diligence, regulatory standards, and team collaboration across product lifecycle.

Posted 7/22/2026full-timeAtlanta • Arizona, Florida, Minnesota, New York, Pennsylvania • 🇺🇸 United StatesLead💰 $125,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in annuity and insurance product due diligence, including quantitative and qualitative assessments, regulatory compliance, and stakeholder engagement. Proficient in developing and maintaining monitoring frameworks and enhancing diligence processes through effective tools and methodologies.

Highest-signal resume keywords

Annuity Product Due DiligenceInsurance Product ManagementInsurer Financial Strength AnalysisRegulatory Framework KnowledgeStakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative AssessmentsQualitative AssessmentsProduct Design EvaluationRisk-Return AnalysisDocumentation MethodologiesMonitoring FrameworksData UtilizationWorkflow EfficienciesFinancial Strength RatingsProduct Lifecycle Management

Soft Skills

Analytical SkillsCommunication SkillsInfluencing Skills

Industry Keywords

AnnuitiesLife InsuranceFINRASECReg BIBroker-DealerWealth ManagementAM BestS&PMoody’s

About the role

Key responsibilities & impact

Lead end-to-end due diligence and approval processes for annuity and insurance products, including variable, fixed, indexed annuities, and life insurance solutions.
Conduct rigorous quantitative and qualitative assessments of product design, guarantees, crediting methodologies, fees, insurer financial strength, liquidity, and associated risks.
Evaluate products based on client outcomes, suitability, and risk-return characteristics across a variety of use cases (e.g., income generation, accumulation, protection).
Prepare clear, well-supported recommendations for Product Review / Governance Committees.
Maintain consistent diligence methodologies, scorecards, and documentation aligned with regulatory expectations and internal standards.
Establish and manage ongoing monitoring frameworks for annuity and insurance products across the product lifecycle.
Engage with insurance carriers for product evaluation and due diligence purposes.
Serve as a subject matter expert on annuity and insurance products for audits, exams, and internal reviews.
Enhance diligence processes through improved tools, data utilization, and workflow efficiencies.

Requirements

What you’ll need

5–10+ years of experience in annuity and/or insurance product due diligence, product management, or research within a broker-dealer, insurer, or wealth management firm.
Deep expertise in annuity products (variable, fixed, indexed) and life insurance solutions.
Strong understanding of insurer financial strength analysis and ratings methodologies (e.g., AM Best, S&P, Moody’s).
Knowledge of regulatory frameworks, including FINRA, SEC, Reg BI, and state insurance regulations.
Experience presenting to governance committees and influencing cross-functional stakeholders.
Strong analytical, communication, and stakeholder management skills.

Benefits

Comp & perks

health, vision, dental insurance
401k
paid time away
volunteer days
annual performance based bonus
competitive compensation package