Bilingual

• Processes and prepares loan applications for underwriting by reviewing and verifying all required loan documents are complete and accurate
• Verifies borrower(s) information and compliance with underwriting guidelines
• Identifies and resolves any discrepancies and/or missing items before submission to underwriting
• Completes order-outs and reviews external services such as appraisal, title, flood, employment verification, etc., to ensure the information provided on the loan application is accurate
• Responsible for verifying that each loan file is processed in a compliant manner
• Communicates with loan officers, underwriters, title companies, and borrowers to facilitate smooth processing and closing
• Serves as the final checkpoint for mortgage loans by completing final verifications and clearing closing conditions
• Inputs key information to prepare closing paperwork and verifies the accuracy of closing packages
• Coordinates closings with various title agencies, mortgage loan originators, and members to ensure a smooth and timely closing process
• Confirms accuracy of fees, loan terms, and borrower information
• Act as the central point of contact to ensure everyone is aligned on timelines and requirements
• Tracks loan statuses from application through closing
• Prioritizes workload to meet closing deadlines and maintain high member and partner satisfaction
• Consistently reviews pipeline to ensure loan notes, statuses, and dates are accurate
• Proactively identifies, communicates, and resolves loan file issues early in the process to prevent delays, while effectively managing pipeline volume to consistently meet or exceed turn-time expectations and key performance indicators (KPIs)
• Acts as liaison with all interested parties to ensure the successful outcome of the loan application process
• Ensure adherence to federal, state, and investor guidelines (e.g., TRID, RESPA, HMDA)
• Maintains current knowledge of guidelines, policies, and regulations
• Monitors deadlines for disclosure and closing timelines to avoid violations
• Performs other duties as assigned.

Mortgage Loan Processor, Closer – Bilingual Spanish/English

Bilingual Pre-Litigation Case Manager