Senior Analyst, Risk Management

Oportun

Senior Analyst in Risk Management at Oportun developing risk management strategies for personal loan products. Collaborating with product and data science teams while ensuring responsible lending.

Posted 5/28/2026full-timeRemote • 🇮🇳 IndiaSeniorWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs
Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stakeholders to influence decision making
Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments
Develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize direct mail marketing/targeting
Design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience
Support the development of pricing strategies and practices, balancing revenue optimization with enterprise objectives and customer experience
Monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved

Requirements

What you’ll need

Bachelor’s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline (advanced degree in a quantitative discipline is a plus)
3+ years of experience in an analytic role, preferably in risk management of the financial services industry
Very strong attention to detail, experience developing processes to implement strategy
A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
Adaptive to a fast-changing environment and have the drive to get things done
Flexible in prioritizing work, managing multiple tasks and meeting deadlines
Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
Advanced Microsoft Excel and PowerPoint skills
Strong written and verbal communication skills.

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible work hours
Paid time off
Remote work options

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLPythondata analysisrisk assessmentvaluation frameworkspricing strategiescreditworthiness evaluationprocess developmentdynamic risk frameworksportfolio performance monitoring

Soft Skills

attention to detailself-starterownershipadaptabilityflexibilitytime managementcommunicationstrategic thinkingproblem-solvingstakeholder engagement