Financial Crime Analyst
OpenPayd
full-time
Posted on:
Location Type: Hybrid
Location: Sofia • Bulgaria
Visit company websiteExplore more
About the role
- Review and Analyse transaction monitoring alerts generated by the OpenPayd transaction monitoring tool.
- Assess the alerts for potential suspicious activity, determining the legitimacy of transactions.
- Conduct detailed investigations of potential money laundering activities and suspicious transactions.
- Gather and analyse relevant information, including transaction history, customer profiles and external data sources.
- Communicate with customers to obtain additional information and clarification on suspicious transactions.
- Draft and send Requests for Information (RFIs) in a timely and professional manner.
- Analyse responses and incorporate the information into ongoing investigations.
- Document investigation findings and prepare comprehensive reports.
- Prepare and submit internal SARs based on investigation findings.
- Ensure all SARs are accurate, detailed, and submitted within regulatory deadlines.
- Provide regular updates to the Head of Transaction Monitoring & Fraud on the status of ongoing investigations and alerts.
- Report findings and insights to senior management and internal stakeholders, including the MLRO.
- Assist in preparing reports for senior management and regulatory authorities as required.
- Work closely with the product team to enhance transaction monitoring rules and systems.
- Provide insights and feedback based on investigation findings to improve the effectiveness of monitoring tools.
- Participate in the development and testing of new transaction monitoring features and updates.
- Work closely with other compliance team members and departments to ensure a cohesive approach to AML Compliance.
- Collaborate with external auditors and regulatory bodies during AML audits and examinations.
- Participate in other Financial Crime Compliance and Transaction Monitoring projects as required.
Requirements
- 3+ years transaction monitoring experience in the payments industry.
- Excellent attention to detail, with a strong focus on producing high quality work.
- Ability to handle sensitive information with confidentiality and professionalism.
- A strong understanding of AML compliance regulations, risk management principles and sanction regimes.
- Able to work independently and effectively within a team environment.
- Able to work in a fast-paced work environment.
- Relevant certification (e.g., CAMS, ICA) are preferred but not required.
Benefits
- Health Insurance
- MultiSport card subsidised
- Discretionary Annual Bonus Scheme
- Personal Training allowance
- 25 days annual leave plus bank holidays and an extra day for your birthday
- Extended leave for long service
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
transaction monitoringinvestigationdata analysisreport writingsuspicious activity assessmentAML compliancerisk managementcustomer profilingfinancial crime compliancemonitoring tool enhancement
Soft Skills
attention to detailconfidentialityprofessionalismteamworkindependencecommunicationtime managementanalytical thinkingproblem-solvingadaptability
Certifications
CAMSICA