Financial Crime Risk Specialist
Tide
AML Compliance Executive – Transaction Monitoring
OpenPayd
full-time
Posted on:
Location Type: Hybrid
Location: Sofia • 🇧🇬 Bulgaria
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Review and Analyse transaction monitoring alerts generated by the OpenPayd transaction monitoring tool.
- Assess the alerts for potential suspicious activity, determining the legitimacy of transactions.
- Conduct detailed investigations of potential money laundering activities and suspicious transactions.
- Gather and analyse relevant information, including transaction history, customer profiles and external data sources.
- Communicate with customers to obtain additional information and clarification on suspicious transactions.
- Draft and send Requests for Information (RFIs) in a timely and professional manner.
- Analyse responses and incorporate the information into ongoing investigations.
- Document investigation findings and prepare comprehensive reports.
- Prepare and submit internal SARs based on investigation findings.
- Ensure all SARs are accurate, detailed, and submitted within regulatory deadlines.
- Provide regular updates to the Head of Transaction Monitoring & Fraud on the status of ongoing investigations and alerts.
- Report findings and insights to senior management and internal stakeholders, including the MLRO.
- Assist in preparing reports for senior management and regulatory authorities as required.
- Work closely with the product team to enhance transaction monitoring rules and systems.
- Provide insights and feedback based on investigation findings to improve the effectiveness of monitoring tools.
- Participate in the development and testing of new transaction monitoring features and updates.
- Work closely with other compliance team members and departments to ensure a cohesive approach to AML Compliance.
- Collaborate with external auditors and regulatory bodies during AML audits and examinations.
- Participate in other Financial Crime Compliance and Transaction Monitoring projects as required.
Requirements
- 3+ years transaction monitoring experience in the payments industry.
- Excellent attention to detail, with a strong focus on producing high quality work.
- Ability to handle sensitive information with confidentiality and professionalism.
- A strong understanding of AML compliance regulations, risk management principles and sanction regimes.
- Able to work independently and effectively within a team environment.
- Able to work in a fast-paced work environment.
- Relevant certification (e.g., CAMS, ICA) are preferred but not required.
Benefits
- Health Insurance
- MultiSport card subsidised
- Discretionary Annual Bonus Scheme
- Personal Training allowance
- 25 days annual leave plus bank holidays and an extra day for your birthday
- Extended leave for long service
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
transaction monitoringinvestigationdata analysisreport writingsuspicious activity assessmentAML compliancerisk managementcustomer profilingfinancial crime compliancetransaction monitoring tool
Soft skills
attention to detailconfidentialityprofessionalismteamworkindependencecommunicationtime managementanalytical thinkingproblem-solvingadaptability
Certifications
CAMSICA