Director, Product Management – A2A & Money Movement

NMI

Director of Product Management at NMI owning the strategy for A2A payment capabilities. Leading and building a high-impact team in the rapidly growing payments sector.

Posted 6/12/2026full-timeRemote • 🇺🇸 United StatesLead💰 $160,000 - $210,000 per yearWebsite

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own the product vision and multi-year roadmap across A2A rails: ACH (standard and same-day), RTP, FedNow, push-to-card, open banking, disbursements, and payouts
Define the business case and go-to-market strategy for each money movement capability with clear revenue targets, margin expectations, and partner adoption metrics
Build and manage a product P&L for the money movement value stream; review quarterly with Finance and report outcomes to CPO
Develop deep understanding of partner and merchant use cases—disbursements, refunds, insurance payouts, earned wage access, B2B transfers, settlement, payroll, and collections—and translate them into a differentiated product strategy
Lead bank, ODFI/RDFI, and payment network relationships (Nacha, The Clearing House, FedNow Service, etc.) in partnership with Business Development
Partner with Engineering leadership on ledger, settlement, reconciliation, and fraud/risk architecture for A2A rails
Define bank account verification strategy—micro-deposits, instant verification, open banking connectivity—and own the partner integration approach
Establish fraud, compliance, risk, and operational frameworks for A2A products in collaboration with Legal, Compliance, Risk, and Payment Ops
Champion A2A capabilities internally and externally, building awareness and advocacy across Sales, Partner Success, and peer product teams to drive cross-functional alignment and surface new use cases
Drive cross-sell and upsell of A2A capabilities into NMI's existing partner base of 6,000+ ISOs and ISVs
Build, manage, and develop a team of PMs and Designers: set OKRs, maintain growth plans, run performance management
Use AI tools actively in your workflow—spec writing, competitive analysis, customer feedback synthesis, discovery acceleration—and set that expectation for your team
Represent A2A externally: customer workshops, sales calls, industry conferences, and written thought leadership
Contribute to NMI product culture: share market insights, mentor PMs across value streams, participate in hiring and onboarding

Requirements

What you’ll need

8+ years in product management with at least 5 years in payments or financial services
Hands-on experience owning A2A payment products—ACH, RTP, FedNow, push-to-card, or open banking—not just card processing. You understand the rails, the rules, and the risks.
Demonstrated track record of building and growing revenue-generating payment products: defining pricing, owning a product P&L, and driving partner GTM execution
3+ years managing a team of PMs, with a track record of developing talent and raising the bar
Experience leading and scaling geographically distributed teams in a fast-paced, high-performance business unit
Experience leading product through a corporate acquisition, including integration strategy, platform consolidation, and team culture alignment
Player/coach mentality: you write the strategy doc and still review the acceptance criteria. You don't disappear into leadership abstraction.
Strong commercial instincts—you connect every product decision to revenue impact, partner growth, merchant volume, and customer satisfaction
Deep experience working directly with customers, defining personas, jobs to be done, and creating customer feedback loops
Experience partnering directly with Engineering on payment system architecture: ledgers, settlement, reconciliation, return handling, and exception processing
Proven use of data-driven insights to quickly identify key performance drivers and inform prioritization
Exceptional execution skills with a bias towards action, rapidly anticipating and adapting to shifting priorities
Fluent with AI tools for product work—you use them daily and expect your team to do the same
Exceptional communicator: you can present a three-year vision to the CPO and explain ACH return codes to a new partner in the same day
Proven ability to operate in ambiguity and build structure where none exists.

Benefits

Comp & perks

A remote first culture!
Competitive compensation and benefits
Personal growth and advancement opportunities
Flex PTO & dedicated sick time
Health, Dental and Vision Insurance
Life, ADD, Short-term and Long-term Disability insurance
401k matching up to 4% after two months of service
Flexible Spending Account
Paid Parental Leave
Company volunteer days
Employee referral program
Bonusly colleague recognition

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product managementA2A payment productsACHRTPFedNowpush-to-cardopen bankingproduct P&Lpricing strategypayment system architecture

Soft Skills

team managementcommercial instinctscustomer feedback loopsexecution skillscommunicationadaptabilityleadershipmentoringstrategic thinkingcross-functional alignment