Nium

Staff Product Manager

Nium

full-time

Posted on:

Location Type: Hybrid

Location: San Francisco • California • 🇺🇸 United States

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Salary

💰 $160,000 - $230,000 per year

Job Level

Lead

Tech Stack

Ruby on Rails

About the role

  • Lead the roadmap for Direct Debits across both funding and collections
  • Expand product coverage from 5 to 20 markets, guided by client demand and risk/revenue alignment
  • Launch programmable, faster settlement options and orchestrated flows (e.g., retries, on-demand billing)
  • Align with Risk, Ops, and Legal on return handling, SLAs, and regulated rollout criteria
  • Partner with third-party providers where needed to accelerate corridor expansion
  • Work closely with enterprise clients to support high-value flows across global regions

Requirements

  • 6–10 years in product management, including 3+ in payments, banking, or fintech infrastructure
  • Deep understanding of Direct Debits, including ACH, SEPA Core/B2B, return handling, and risk tiers
  • Experience with use cases involving account-to-account funding, Request to Pay, or merchant acquiring via non-card rails
  • Proven track record managing complex roadmaps and launching products across multiple countries
  • Strong collaboration with engineering, risk, compliance, and go-to-market teams
  • Ability to balance client urgency, product complexity, and operational constraints
Benefits
  • We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs
  • We Care for Our Employees: medical coverage, 24/7 employee assistance program, generous vacation programs
  • We Upskill Ourselves: role-specific training, internal workshops, learning stipend
  • We Celebrate Together: company-wide social events, team bonding activities, happy hours, team offsites
  • We Thrive with Diversity: committed to providing a safe and welcoming environment

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
product managementpaymentsbankingfintech infrastructureDirect DebitsACHSEPA Corereturn handlingrisk tiersaccount-to-account funding
Soft skills
collaborationclient urgencyproduct complexityoperational constraints