Junior Mortgage Processor

NightOwl Consulting

Junior Mortgage Processor supporting mortgage file processing and coordinating with Loan Officers for documentation. Key role in ensuring accuracy and compliance in mortgage applications.

Posted 7/28/2026full-timeRemote • 🇵🇭 PhilippinesJunior💰 ₱30,000 - ₱45,000 per monthWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing mortgage application processes, including file setup, document organization, and communication with loan officers and pre-approval teams. Proficient in using Encompass and maintaining accurate tracking of files to ensure timely funding.

Highest-signal resume keywords

Mortgage Industry ExperienceEncompass ExperienceOrder Outs ExperienceProficient Communication SkillsFinance and Accounting Experience

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

File Setup ReviewDocument OrganizationDU/LP RunningAppraisal OrderingClient Needs List Management

Soft Skills

Great Personality

Tools & Technologies

EncompassOffice Applications

Industry Keywords

Loan OfficerPre-Approval TeamEOIVOEHOA Docs

About the role

Key responsibilities & impact

Track Lead Notes received from LO (Loan Officer)
Monitor incoming “App Submitted” emails, and set up the Encompass files to align with LO Lead Notes
Complete “File Set-up” review when App & Docs are received from the client. Includes ordering credit, organizing docs in Encompass, correcting obvious errors on the client app, etc
Send files to the Pre-Approval team when we have sufficient docs for them to complete their review.
Run DU/LP and Order appraisals when needed (if no PIW/ACE)
Send client needs list after initial file review
Send client needs list after the Preapproval team completes their review
Obtain correct EOI, VOE’s, and HOA docs when requested from LOA/Processor
Ensure that EOI and other documents are correct at the time of funding to avoid funding delays
Maintain a tracker of all files on their desk, including what is outstanding on each file, to ensure that no file slips through the cracks.

Requirements

What you’ll need

Mortgage industry experience is required
Encompass experience is a plus
Must have experience with order outs and calling third parties
Familiar with using office applications
Proficient communication skills
Great personality
Finance and accounting experience is a plus

Benefits

Comp & perks

Above market salary
HMO for principal and two dependents
Government-mandated benefits
Performance-based Incentives
Quarterly Company Events
In-depth training for career growth
Great Company Culture and HR experience
1,000 PHP De Minimis
Equipment and software provided