Pre-Underwrite Reviewer

NightOwl Consulting

Pre-Underwrite Reviewer providing underwriting support to ensure a happy home-buying experience for customers. Responsible for reviewing loan files and assisting senior underwriters with compliance and processing.

Posted 7/28/2026full-timeRemote • 🇵🇭 PhilippinesJuniorMid-Level💰 ₱50,000 - ₱75,000 per monthWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in loan underwriting and processing, with a strong focus on compliance with company policies and regulatory guidelines. Proficient in analyzing borrower documentation and communicating effectively with stakeholders to ensure timely loan application processing.

Highest-signal resume keywords

Loan UnderwritingEncompass Loan Origination SoftwareMortgage ProcessingAnalytical SkillsCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan UnderwritingIncome CalculationDocument VerificationRisk IdentificationRegulatory ComplianceMortgage Products KnowledgeAttention to DetailCritical ThinkingDecision-Making

Soft Skills

Problem-SolvingInterpersonal SkillsTime ManagementMultitaskingCommunication

Tools & Technologies

Encompass Loan Origination Software

Industry Keywords

Conventional LoansFHA LoansVA LoansLoan ApplicationsBorrower Documentation

About the role

Key responsibilities & impact

Pre-underwrite loan files by reviewing borrower documentation such as credit reports, income documents, and assets to ensure accuracy and completeness.
Assist with income calculations and verify supporting documents.
Support senior underwriters in identifying potential risks and issues in loan applications.
Ensure all loan applications comply with company policies, investor requirements, and regulatory guidelines.
Communicate with internal stakeholders and lenders to resolve issues and ensure timely processing of loan applications.
Maintain up-to-date knowledge of mortgage products and underwriting guidelines for Conventional, FHA, VA, and other loan types.

Requirements

What you’ll need

Bachelor’s degree or equivalent experience in finance, business, or a related field.
Strong analytical and problem-solving skills.
Attention to detail and the ability to manage multiple tasks efficiently.
Experience using Encompass loan origination software is a huge benefit.
Prior experience with mortgage processing or underwriting is preferred but not required.
Excellent communication skills, both written and verbal.
Ability to work in a fast-paced environment and meet deadlines.
Ability to multitask and prioritize responsibilities.
High attention to detail and accuracy.
Critical thinking and decision-making skills.
Strong interpersonal and communication skills.
Some experience in underwriting, loan processing, or similar roles is an advantage.
Familiarity with various mortgage types (Conventional, FHA, VA) is a plus.

Benefits

Comp & perks

Above market salary
HMO with free dependent
Paid leave incentives
Performance based Incentives
Quarterly Company Events
In-depth training for career growth