Mortgage Processor

NightOwl Consulting

US Mortgage Processor reviewing incoming files and completing order-outs in the mortgage industry. Supporting team members to ensure efficient process workflow with clients.

Posted 7/28/2026full-timeRemote • 🇵🇭 PhilippinesMid-LevelSenior💰 ₱80,000 - ₱120,000 per monthWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage processing, including file setup, document verification, and communication with loan officers and clients. Proficient in managing documentation and ensuring compliance to facilitate smooth funding processes.

Highest-signal resume keywords

Mortgage Industry ExperienceEncompass ExperienceOrder Outs ExperienceProficient Communication SkillsFinance and Accounting Experience

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

File Setup ReviewIncome CalculationDocument OrganizationDU/LP RunningAppraisal Ordering

Soft Skills

Great Personality

Tools & Technologies

EncompassOffice Applications

Industry Keywords

Loan OfficerClient Needs ListEOIVOEHOA Documents

About the role

Key responsibilities & impact

Track Lead Notes received from LO (Loan Officer)
Monitor incoming “App Submitted” emails, and set up the Encompass files to align with LO Lead Notes
Complete “File Set-up” review when App & Docs are received from the client. Includes ordering credit, organizing docs in Encompass, correcting obvious errors on the client app, etc
Ability to calculate income for Wage Earners and SE borrowers
Run DU/LP and Order appraisals when needed (if no PIW/ACE)
Send client needs list after initial file review
Send client needs list after the Preapproval team completes their review
Obtain correct EOI, VOE’s, and HOA docs when requested from LOA/Processor
Ensure that EOI and other documents are correct at the time of funding to avoid funding delays
Maintain a tracker of all files on their desk, including what is outstanding on each file, to ensure that no file slips through the cracks.

Requirements

What you’ll need

**Mortgage industry experience is required**
**Encompass experience is a plus**
**Must have experience with order outs and calling third parties **
Familiar with using office applications
Proficient communication skills
Great personality
Finance and accounting experience is a plus

Benefits

Comp & perks

Above market salary
HMO for principal and two dependents
Government-mandated benefits
Performance-based Incentives
Quarterly Company Events
In-depth training for career growth
Great Company Culture and HR experience
1,000 PHP De Minimis
Equipment and software provided