Mortgage Loan Closer III

Newtown Savings Bank

Mortgage Loan Closer III performing all closing functions for residential loans at Newtown Savings Bank. Responsible for communication with clients and ensuring timely closings while following compliance regulations.

Posted 7/18/2026full-timeNewtown • Connecticut • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in the closing process for various loan types, including Conventional, FHA, VA, FNMA, FHLMC, and CHFA loans, while ensuring compliance with state and federal regulations such as TRID and HMDA. Exhibits strong communication skills and the ability to mentor junior staff in a fast-paced environment.

Highest-signal resume keywords

Closing Process ExpertiseKnowledge of TRID ComplianceDocument Preparation for LoansMentoring and Training SkillsExcellent Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Closing DocumentationDocument PreparationMortgage Compliance KnowledgeVerbal Verification of EmploymentClosing Disclosure PreparationTitle Commitment ReviewWire Disbursement RequestsInsurance ReviewLoan Estimate ReviewClosing Checklist Utilization

Soft Skills

Professional CommunicationCustomer Service OrientationTeam CollaborationProblem-SolvingTime Management

Tools & Technologies

Microsoft OfficeCore Database

Certifications & Qualifications

Associate’s DegreeParalegal Certificate

Industry Keywords

Residential Mortgage LoansHome Equity LoansConsumer LoansFHA LoansVA LoansFNMAFHLMCCHFAHMDATruth in Lending

About the role

Key responsibilities & impact

Perform all closing functions relative to home equities and residential mortgage loans, both service retained and service released, homeowner construction loans, and consumer loans across all applicable residential lending channels
Provide professional and courteous communication with borrower, closing agent/attorney
Work diligently with closing agent/attorney to resolve any closing/title related issues to ensure timely loan closings
Responsible for scheduling closing dates for assigned loans
Proactively schedule loans prior to commitment expiration, rate lock expiration and delivery dates
Obtain/review appropriate homeowner, condominium and flood insurance prior to delivery of closing documents
Ensure binder is current, coverage is sufficient (as to the amount of coverage and time frame) and flood zone, if applicable, is accurate
Review Title Commitment, E & O, Closing Protection Letter, Proposed Warranty Deed, fees and obtain title clearance from closing agent/attorney
Review and verify Verbal Verification of Employment for borrower(s) have been completed according to NSB requirements for all current employment listed on 1003/1008
Review internal payoff statements once received
Request internal payoff statements through the core database; provide copy to closing agent/attorney
Ensure loans in Pre-Close status meet scheduling requirements set by Closing Manager
Review the final, disclosed Loan Estimate for accuracy prior to completing the initial Closing Disclosure
Prepare/deliver Closing Disclosures per TRID guidelines
Accurately review and prepare all types of loan closing documentation including but not limited to mortgage and home equity lines and loans (Conventional, FHA, VA, FNMA, FHLMC, Construction and CHFA), and consumer loans for prompt delivery to Settlement Agent
Utilize closing checklist to audit loan prior to providing documents to Settlement Agent
Ensure closing documents are provided to Settlement Agent according to department requirements
Review and prepare wire disbursement requests for timely delivery of funds to closing agent/attorney
Mentor and provide guidance to Closer I and Closer II employees
Perform job functional training on all Residential and Home Equity loans for new, incoming NSB Closers
Perform at a higher level than Closer I and Closer II by taking on a heavier work load, which includes handling more challenging loan files
Assist Closing Department Manager with the following responsibilities: Complete 1 st page of Pre-Closing Checklist once loans are cleared to close to validate prior departments procedures have been completed before assigning loan to Closer
Review Closing Disclosures completed by Closer 1 and Closer II for accuracy within training scenarios as outlined by Closing Department Manager
Provide professional and courteous communication when dealing with both internal and external customers and positively promote the Bank and Bank’s services
Ensure that customers receive exceptional services

Requirements

What you’ll need

Associate’s degree or Paralegal Certificate preferred
Minimum of five to seven years closing experience in a bank or mortgage company environment
Knowledge of closing process and document preparation of Conventional, FHA, VA, FNMA, FHLMC and CHFA loans
Knowledge of state and federal mortgage compliance regulations, including but not limited to TRID, HMDA, and Truth in Lending
Ability to work in a fast paced environment and can prioritize workflow according to departmental needs, with minimum supervision
Excellent verbal and written communication skills
Proficient in Microsoft Office (Outlook, Excel, Word)

Benefits

Comp & perks

401(k)
medical benefits
paid time off
short- and long-term disability programs