Financial Intelligence Analyst IV

Navy Federal Credit Union

Perform complex research and analysis of Navy Federal account activity to identify suspicious activities. Support compliance analyses for BSA/AML and OFAC operations.

Posted 7/14/2026full-timePensacola • Florida • 🇺🇸 United StatesMid-LevelSenior💰 $33 - $42 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expert knowledge of BSA/AML regulations and compliance, with strong analytical and investigative skills to identify and report suspicious activities. Proven ability to lead and mentor teams while managing multiple priorities in a fast-paced environment.

Highest-signal resume keywords

BSA/AML RegulationsFraud Detection and PreventionAnalytical TechniquesSuspicious Activity Reports (SARs)Leadership and Mentoring

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Research and AnalysisRisk AssessmentData InterpretationProblem-SolvingTime Management

Soft Skills

Effective CommunicationRelationship BuildingActive ListeningIntegrity and ConfidentialityNegotiation and Persuasion

Tools & Technologies

Word Processing SoftwareSpreadsheet SoftwarePresentation Software

Industry Keywords

Bank Secrecy ActUSA Patriot ActOffice of Foreign Assets Control (OFAC)Money Laundering TrendsBusiness Structures

About the role

Key responsibilities & impact

Perform complex research and analysis of Navy Federal account activity to identify red flags and suspicious activity in personal and business accounts.
Perform in-depth risk reviews and document enhanced due diligence, including activity trend analysis.
Maintain knowledge of BSA/AML history, regulations, and industry guidance.
Support Business Unit staff in complying with established BSA/AML policies and procedures.
Maintain familiarity with typical legal business structures and normal activity by business industry.
Support day-to-day Office of Foreign Assets Control (OFAC) operations, compliance analyses and projects across the enterprise.
Respond to ad-hoc OFAC related queries and provide subject matter expertise to partner business units when applicable.
Perform research and analysis of Navy Federal Account activity related to suspicious transactions and identify red flags.
Create and maintain Suspicious Activity Reports (SARs) associated with suspicious account activity requiring more complex research or in-depth investigation.
Identify, review, and report suspicious activity and risk exposure across various delivery channels.
Ensure adherence to applicable federal and state laws, rules and regulations.

Requirements

What you’ll need

Expert knowledge of applicable federal and state laws, rules and regulations (e.g., Bank Secrecy Act, USA Patriot Act, and OFAC regulations)
Experience in leading, guiding and mentoring others
Expert knowledge of fraud and/or money-laundering trends and threats
Significant experience to applying various analytical techniques used in determining and resolving fraud and identity theft in transactions and membership applications
Extensive experience in working with all levels of staff, management, stakeholders, vendors
Ability to maintain confidentiality and demonstrate integrity
Effective skill in results-oriented leadership in a challenging environment
Expert skill managing multiple priorities independently and/or in a team environment to achieve goals
Expert skill assimilating information, analyzing facts, and developing logical conclusions
Expert skill exercising initiative and using good judgment to make sound decisions
Expert organizational, planning and time management skills
Expert investigative, research, analytical, and problem-solving skills
Expert skill following, interpreting, and applying relevant data/instructions to guidelines, procedures, practices, and regulations
Expert active listening skills to accurately respond to inquiries and account requests
Expert skill building relationships through rapport, trust, diplomacy, and tact
Expert skill to influence, negotiate, and persuade to reach agreeable exchange and positive outcomes
Expert verbal and written communications skills
Expert word processing, spreadsheet, and presentation software skills
Bachelor's degree in Business Administration, Criminal Justice, Finance, or related field, or the equivalent combination of education, training, and experience

Benefits

Comp & perks

Health insurance
Retirement plans
Paid time off
Flexible work arrangements
Professional development