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Mortgage Loan Officer
Navy Federal Credit UnionMortgage Loan Officer counseling members on mortgage loans and guiding applications through closing process. Establishing relationships with realtors and other centers of influence.
About the role
Key responsibilities & impact- To interview and counsel members about first mortgage loans and to take mortgage loan applications
- To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process
- To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives
- To build and maintain referral relationships with realtors, builders, and other centers of influence.
Requirements
What you’ll need- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
Benefits
Comp & perks- Highly competitive pay
- Generous benefits and perks
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Mathematical CalculationsCredit PrinciplesLending TechniquesMortgage Loan ApplicationsFinancial Industry Standards
Soft Skills
Effective CommunicationRelationship BuildingGuiding MembersAnalyzing Complex DocumentsProfessional Presentation