Professional Liability Underwriter
Mutuelle de Poitiers Assurances
full-time
Posted on:
Location Type: Office
Location: Ligugé • France
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About the role
- Reporting to the Professional Risks Underwriting Department, you will analyze and manage third‑party liability risks for construction companies, garage operators and multisector activities.
- Participate in the analysis of professional liability risks: nature of the activity, business processes, regulatory and contractual environment.
- Review garage operator files (repair, maintenance, vehicle sales, test drives, storage/guarding, subcontracting, etc.) and other multisector activities.
- Analyze claims history and the technical information required to assess risk.
- Contribute to assessing the acceptability of risks and preparing quotations.
- Apply the company’s underwriting rules regarding coverages, insured limits, deductibles and pricing.
- Assist in drafting specific policy clauses and verifying the technical compliance of contracts.
- Manage the technical and administrative aspects of policies (creation, issuance, endorsements, changes, renewals).
- Update coverages according to the evolution of the insured activities.
- Contribute to monitoring technical profitability and controlling portfolio risks.
- Provide first‑line technical support to general agents and sales teams.
- Participate in handling files that require specific analysis or a technical opinion.
Requirements
- Degree or diploma in insurance (BTS in Insurance, Bachelor’s or Master’s in Insurance, Law or Risk Management).
- Prior experience or internship in P&C (IARD) or liability underwriting is a plus.
- Strong interest in the technical analysis of professional risks.
- Rigor, analytical mindset and customer‑service orientation.
- Comfortable working in a team and in a mutual insurance environment.
Benefits
- Salary paid over 13.5 months, with a 13th month paid in December and a vacation bonus in May.
- Company savings plan (PEE) with employer contributions up to 300% and a company retirement savings plan (Plan Épargne Retraite Entreprise).
- Profit‑sharing and incentive agreements.
- Company cafeteria.
- Preferential rates on insurance contracts.
- Complimentary health and welfare (group health and provident) benefits.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
risk analysisliability underwritingclaims history analysispolicy draftingtechnical complianceportfolio risk controlquotations preparationcoverage updatescontract verificationinsurance regulations
Soft Skills
analytical mindsetcustomer service orientationteam collaborationattention to detailcommunication skillsproblem-solvingorganizational skillstechnical supportadaptabilityinterpersonal skills
Certifications
BTS in InsuranceBachelor’s in InsuranceMaster’s in InsuranceBachelor’s in LawBachelor’s in Risk Management