Professional Liability Underwriter
Mutuelle de Poitiers Assurances
full-time
Posted on:
Location Type: Office
Location: Ligugé • 🇫🇷 France
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Reporting to the Professional Risks Underwriting Department, you will analyze and manage third‑party liability risks for construction companies, garage operators and multisector activities.
- Participate in the analysis of professional liability risks: nature of the activity, business processes, regulatory and contractual environment.
- Review garage operator files (repair, maintenance, vehicle sales, test drives, storage/guarding, subcontracting, etc.) and other multisector activities.
- Analyze claims history and the technical information required to assess risk.
- Contribute to assessing the acceptability of risks and preparing quotations.
- Apply the company’s underwriting rules regarding coverages, insured limits, deductibles and pricing.
- Assist in drafting specific policy clauses and verifying the technical compliance of contracts.
- Manage the technical and administrative aspects of policies (creation, issuance, endorsements, changes, renewals).
- Update coverages according to the evolution of the insured activities.
- Contribute to monitoring technical profitability and controlling portfolio risks.
- Provide first‑line technical support to general agents and sales teams.
- Participate in handling files that require specific analysis or a technical opinion.
Requirements
- Degree or diploma in insurance (BTS in Insurance, Bachelor’s or Master’s in Insurance, Law or Risk Management).
- Prior experience or internship in P&C (IARD) or liability underwriting is a plus.
- Strong interest in the technical analysis of professional risks.
- Rigor, analytical mindset and customer‑service orientation.
- Comfortable working in a team and in a mutual insurance environment.
Benefits
- Salary paid over 13.5 months, with a 13th month paid in December and a vacation bonus in May.
- Company savings plan (PEE) with employer contributions up to 300% and a company retirement savings plan (Plan Épargne Retraite Entreprise).
- Profit‑sharing and incentive agreements.
- Company cafeteria.
- Preferential rates on insurance contracts.
- Complimentary health and welfare (group health and provident) benefits.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
risk analysisliability underwritingclaims history analysispolicy draftingtechnical complianceportfolio risk controlquotations preparationcoverage updatescontract verificationinsurance regulations
Soft skills
analytical mindsetcustomer service orientationteam collaborationattention to detailcommunication skillsproblem-solvingorganizational skillstechnical supportadaptabilityinterpersonal skills
Certifications
BTS in InsuranceBachelor’s in InsuranceMaster’s in InsuranceBachelor’s in LawBachelor’s in Risk Management