Underwriting Analyst

Mudflap

Underwriting Analyst evaluating loan applicants' creditworthiness for Mudflap, a fintech transforming trucking logistics. Assessing risk levels, collaborating with teams, and making informed lending decisions.

Posted 6/24/2026full-timeAustin • Texas • 🇺🇸 United StatesMid-LevelSenior💰 $68,000 - $90,000 per yearWebsite

About the role

Key responsibilities & impact

Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.
Determine the risk level associated with lending and make informed decisions based on established criteria.
Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications.
Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes.
Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries.

Requirements

What you’ll need

Has prior experience in either consumer or small business underwriting
Have a basic understanding of Excel and other platforms of data entry
Ability to work both independently and as part of a team
Detail oriented and able to handle multiple tasks effectively
Familiar with fast-paced environments with an “all hands on deck” approach
Strong written, oral communication, analytical and interpersonal skills
Ability to develop and foster strong cross functional partnerships

Benefits

Comp & perks

Competitive salary and equity in a high-growth startup
Multiple health benefit options
Responsible Time Off
401(k) matching
Opportunities and support for major career growth
Annual Company offsite event (Mudfest!)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisfinancial data analysiscredit report evaluationrisk assessmentunderwritingdata entryExcel

Soft Skills

communicationanalytical skillsinterpersonal skillsdetail orientedteamworkindependencemultitaskingcollaboration