Senior Product Manager, Payments

Mudflap

Senior Product Manager driving Mudflap's payments platform development, improving transaction flows and authorization rates. Seeking customer-focused individual for high-impact fintech opportunities.

Posted 5/28/2026full-timePalo Alto • California • 🇺🇸 United StatesSenior💰 $195,000 - $215,000 per yearWebsite

About the role

Key responsibilities & impact

Own Mudflap’s payments platform end-to-end, including card, transaction flows, and partner integrations, with a focus on driving volume, reliability, and margin.
Identify and execute on high-impact opportunities to improve authorization rates, transaction success, and spend per user.
Develop a deep understanding of payment systems and stay current on fintech trends to inform product direction and unlock new capabilities.
Drive product decisions using transaction-level data, customer insight, and strong product judgment.
Partner cross-functionally to build scalable, high-reliability systems that power every transaction with accuracy and trust.
Own key product surfaces such as card controls, transaction visibility, and pricing logic.
Manage external partners including networks and processors to expand acceptance, improve economics, and shape the payments roadmap.
Define and track core payments metrics, and iterate quickly while maintaining a high bar for correctness in a high-stakes domain.
Leverage AI tools to accelerate analysis and improve the payments experience.

Requirements

What you’ll need

5+ years of product management experience with ownership of high-impact, customer-facing or platform products.
Experience working on payments, fintech, or transaction-heavy systems (e.g. cards, billing, risk, or financial infrastructure).
Strong product judgment with the ability to identify high-leverage opportunities that drive volume, reliability, or margin.
Comfort working with data, including transaction-level analysis, funnel drop-offs, and system performance metrics.
Ability to navigate complex systems and tradeoffs (e.g. risk vs. conversion, speed vs. accuracy, flexibility vs. control).
Track record of shipping high-quality products in cross-functional environments involving engineering, finance, risk, and operations.
Strong execution skills, with the ability to break down ambiguous problems into actionable plans and deliver results.
Clear and direct communication, with the ability to influence stakeholders across technical and non-technical teams.
Experience working with external partners (e.g. processors, networks, or enterprise partners) is a plus.
Hands-on experience using AI tools to accelerate analysis, decision-making, or product development.

Benefits

Comp & perks

Competitive salary and equity in a high-growth startup
Multiple health benefit options
Responsible Time Off
401(k) matching
Commuter benefits to ease your travel
Lunches and snacks to keep you fueled
Annual Company offsite event (Mudfest!)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product managementtransaction-level analysispayments systemsauthorization ratestransaction successdata analysisrisk managementfinancial infrastructureproduct judgmentmetrics tracking

Soft Skills

strong execution skillsclear communicationinfluence stakeholdersproblem-solvingcross-functional collaborationnavigating complex systemsidentifying high-leverage opportunitiesactionable planningcustomer insighthigh-quality product delivery