MSIG USA

Financial Planning and Analysis

• Handle complex Financial Lines claims including D&O, E&O, Fiduciary, EPL, Fidelity, Cyber, Political Risk & Trade Credit, Transactional and Tax claims.
• Manage claims lifecycle from notification through final disposition.
• Conduct investigations and analyses to determine coverage, liability and damages.
• Work closely with insureds, brokers, legal counsel, vendors, and other stakeholders.
• Negotiate settlements within authority limits; collaborate on resolution strategies.
• Prepare claim summaries, reports, and presentations; maintain claim files and diary system.
• Provide feedback on claims and trends to underwriting and stakeholders.

Senior Claims Specialist, Financial Lines

Underwriter

• Responsible for supporting the underwriting process for multiple lines of insurance coverage including property, casualty, workers compensation, umbrella, excess lines, marine and automobile coverages.
• Provide technical underwriting and administrative support for assigned new and renewal accounts including collecting data, account setup, rating, producing quotes and binders, issuing policies and endorsements.
• Collect and reconcile new and renewal submission information to prepare policy/account files for underwriter review in accordance with company underwriting guidelines.
• Review and analyze account information for necessary underwriting data and communicate with brokers for missing information.
• Input financial and statistical information into systems to provide timely and accurate quotes, policy, reinsurance, endorsement processing.
• Maintain databases, set up accounts, produce quotes and binders with minimal guidance, complete reinsurance tasks, manage all aspects of risk account from submission to document issuance.
• Perform quality control checks, identify process/system improvements, provide customer service to internal and external customers, respond to brokers' service requests, research and resolve inquiries.
• Participate in broker visits, loss inspections, order/retrieve Risk Engineering reports, enter data into Cat Modeling Template and analyze catastrophe output.
• Process mid-term premium and non-premium bearing endorsement transactions within threshold and refer material changes to Underwriter for approval.

Underwriting Assistant

General Counsel

• Policy Drafting & Review: Draft, review, and amend insurance policies, endorsements, and related documents to ensure clarity, compliance, and alignment with underwriting intent.
• Product Development Collaboration: Work closely with underwriting and product development teams to create and refine insurance products, ensuring they meet market needs and regulatory standards.
• Competitive Analysis: Analyze competitor insurance policies to provide insights and recommendations for product enhancements and differentiation.
• Training & Guidance: Provide training and guidance to underwriting, claims, and other internal teams on policy language, coverage intent, and regulatory requirements.
• Stakeholder Engagement: Build and maintain collaborative relationships with internal stakeholders, including underwriting, actuarial, claims, and regulatory teams, to support product development initiatives.
• Continuous Improvement: Contribute to continuous improvement strategies to position the company as a technical leader in the underwriting domain.

Product Counsel - P&C Insurance Experience Required

• Selects and underwrites the most complex Commercial Lines property risks within delegated underwriting authority
• Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards
• Performs all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors
• Applies appropriate pricing techniques according to company filings and state/bureau conformance
• Monitors underwriting results, premium and loss trends within assigned book of business
• Delivers quality service to brokers and customers within established service metrics for new, renewal and interim requests
• Develops and cultivates new and existing broker and customer relationships in assigned territory
• Works with brokers and clients to create customized insurance solutions
• Sources new business opportunities through a strong broker and client network
• Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory
• Compiles and documents accounts in accordance with regulatory and internal underwriting guidelines
• Documents accounts in accordance with regulatory and internal underwriting guidelines
• Establishes and executes effective and efficient producer and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business
• Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff
• Analyzes policy forms and endorsements requests from brokers

Underwriting Specialist - Retail Property

Manager

• Manage collection, analysis, administration and quality control of the company’s property data for first party lines of business.
• Support the analysis and quality control efforts for property aggregations and PML calculations.
• Handle portfolio level activity for MSMM including report generation and collaboration with AIR to produce monthly data files and quarterly portfolio analysis and exhibits.
• Complete analysis related to portfolio level profitability and trend indications.
• Real time event modeling using Alert and AIR’s Geospatial Module.
• Ad hoc reporting on aggregation risk, departmental profiles, LOB return period numbers…etc.
• Manage catastrophe control protocols and the monitor same
• Assist management with treaty placement by collecting and analyzing exposures and loss information to ensure most efficient pricing available in the current reinsurance market.
• Catastrophe Modeling: Identify and track aggregate catastrophic exposures in order to assist in the prevention of undue loss potential to the policy holder surplus of the company.
• Maintain and control quality of property catastrophe data by monthly/quarterly/annual file reviews and completion of AIR Worldwide checklists.
• Track and monitor underwriting data by working with IT and Underwriting Management to develop and provide analysis on the data necessary to manage MSMM’s property portfolio.
• Provide support to field underwriters in the use and problem resolution in areas of catastrophe modeling (AIR).
• Preen quarterly PML and portfolio reviews to senior management.
• Work with MSM’s catastrophe modeling vendor (AIR), underwriting, reinsurance team and management to develop and implement “best practices” for ensuring data quality across the property portfolio.
• Underwriting Training: Assist in the creation, delivery or coordination of internal or external training programs related to MSMM’s Catastrophe Management.
• Supervisory Responsibilities: Manage a team of 2-3 Cat Modeling staff.

Senior Claims Specialist, Financial Lines

Underwriting Assistant

Product Counsel - P&C Insurance Experience Required

Underwriting Specialist - Retail Property

Catastrophe Modeling Manager