Performance Analyst
The Hartford
SQLTableau
Senior Credit Analyst
MRI Software
full-time
Posted on:
Location Type: Hybrid
Location: Cleveland • Ohio • 🇺🇸 United States
Visit company websiteJob Level
Senior
About the role
- Conduct in-depth credit analysis on lease guarantor applications, including income assessment, liquid asset verification, credit history; escalate higher-risk or non-standard applications as appropriate
- Collaborate with sales team to ensure end-to-end process integrity
- Provide guidance and mentorship to junior analysts and underwriters
- Take escalation calls from property managers or applicants to discuss complex scenarios, clarify credit policy, or help resolve issues that arise during the approval process
- Support ongoing enhancement of process workflow, credit policies, scoring models, and risk assessment frameworks
- Participate in system and process improvement initiatives to streamline credit evaluation procedures
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Postgraduate qualifications or CFA designation a plus)
- 5+ years of experience in credit analysis, preferably within residential lending or financial services
- Strong knowledge of consumer underwriting practices, credit policy, and regulatory compliance in the residential market
- Experience in commercial underwriting is a plus
- Solid understanding of financial statements, credit scoring, and risk grading models
- Experience leading a team, mentoring junior staff, or acting as a point of escalation for credit-related matters
- Exceptional analytical and problem-solving skills with high attention to detail
- Proficient in credit decisioning platforms and Microsoft Office Suite (especially Excel)
- Strong written and verbal communication skills, with the ability to present complex information clearly
- Ability to work independently and under pressure in a fast-paced environment
Benefits
- Join our employee-led groups to maximize your experience at work such as our Diversity, Equity and Inclusion committee, employee resource groups such as Women and Allies, and our Pride Event Group
- Enjoy peace of mind over yours and your family’s health with our medical coverage options and HSA benefit
- Invest in our competitive 401k plan and help set you up for your future
- Big on family? So are we! We understand family is important and being able to spend quality time with your family is a wonderful experience. Our Parental Leave Program is designed to give you the opportunity to spend even more time with your new arrival(s)
- Enjoy a fantastic work-life balance with 20 days PTO plus observed Holidays, plus 15 hours of ‘Flexi’ time a year
- Further your professional development and growth with our generous Tuition Reimbursement offerings
- Enjoy the flexibility of working from anywhere in the world for two weeks out of the year
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysisincome assessmentliquid asset verificationcredit history evaluationconsumer underwriting practicescredit policyfinancial statements analysiscredit scoringrisk grading modelscommercial underwriting
Soft skills
mentorshipanalytical skillsproblem-solving skillsattention to detailcommunication skillsteam leadershipindependenceability to work under pressurecollaborationprocess improvement
Certifications
Bachelor’s degreeCFA designation
