Mortgage Banker

Morgan Stanley

Vice President Mortgage Banker responsible for overseeing high-net-worth mortgage lending at Morgan Stanley. Serving as the main contact for clients and offering tailored financial solutions while ensuring compliance.

Posted 7/21/2026full-timeDallas • Arizona, Texas • 🇺🇸 United StatesSeniorLead💰 $110,000 - $190,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive knowledge of mortgage products and compliance regulations, with a proven ability to manage client relationships and achieve loan production goals. Capable of providing tailored financial solutions and training to team members while ensuring adherence to banking policies.

Highest-signal resume keywords

Wealth Management ExperienceMortgage Lending ExpertiseClient Relationship DevelopmentCompliance KnowledgeTeam Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Mortgage Products KnowledgeLoan ProcessingCredit Risk AnalysisFinancial ConsultationPipeline Management

Soft Skills

Strong Communication SkillsInterpersonal SkillsSelf-StarterTime ManagementProblem-Solving

Tools & Technologies

MS OfficeLoan Processing Systems

Certifications & Qualifications

NMLS Registration

Industry Keywords

Private BankingHigh-Net-Worth ClientsConsumer Mortgage LendingRESPATRID

About the role

Key responsibilities & impact

Serve as the primary point of contact and Subject Matter Expert for client interactions, internal and external business partners, including Financial Advisors, their clients, and Private Bankers using a variety of communication types, including verbal (preferred) and written.
Provide consultation and advise Morgan Stanley on the credit risk of high-net-worth clients and the appropriate/available products and pricing to meet the clients’ needs.
Analyze client finances to provide tailored advice to the client on various loan products and other financial solutions to meet the client’s specific needs.
Manage Client/FA/PB expectations and communication.
Coordinate with and oversee various internal/external business partners such as underwriting and credit risk to ensure timely closings.
Obtain, analyze, and validate all loan processing documents such as complex income, asset, credit, appraisal, insurance, and title documents to satisfy conditions for underwriting approval and product/pricing negotiations as necessary.
Decision Conditional Pre-Approval Letters, within policy framework, while accurately identifying the appropriate lending guidelines and conditions for loan approval.
Serve as the primary escalation point for loans in process; provide alternative solutions and discernment to escalate further when necessary; demonstrate the ability to de-escalate situations as appropriate.
Manage inbound /outbound queue, multiple call campaigns, and various bank initiatives, along with intense client follow-up.
Effectively manage a complex pipeline that includes Ultra High Net Worth and Private Wealth Management mortgage transactions.
Supervise an individual or team of Associate Mortgage Bankers, assessing performance, holding these employees accountable and recommending advancement, compensation or performance management to the Mortgage Banker Manager.
Provide training and guidance to Associate Mortgage Bankers, partners and peers as appropriate.
Ensure compliance with banking regulations and company policies.

Requirements

What you’ll need

Requires 10+ years of Wealth Management/Private Bank mortgage lending experience.
Currently holding position of Vice President (or equivalent) or higher.
High school diploma or equivalent required.
Eligible for employment with an FDIC-insured institution and able to register with the Nationwide Mortgage Licensing System & Registry (“NMLS”) as a mortgage loan originator.
Established track record of developing and maintaining Client relationships.
Ability to meet individual and organizational loan production goals while maintaining a large client base.
Extensive knowledge of mortgage products and client service experience.
In depth knowledge of the compliance regulations and laws that govern consumer mortgage lending, including fair lending, privacy, RESPA, and TRID.
Strong communication skills, both written and verbal, and interpersonal skills required.
Self-starter with a strong sense of ownership; ability to manage time, prioritize and plan accordingly.
Proficient in the use of a variety of systems for accurate reporting and tracking; including MS Office (Word, EXCEL, Outlook, PowerPoint).

Benefits

Comp & perks

Health insurance
Retirement plans
Paid time off
Flexible work arrangements
Professional development opportunities
Bonuses
Stock options
Equipment allowances
Wellness programs