Vice President – Private Bank Ultra High Net Worth Lending, Alternatives

Morgan Stanley

Lending Transactor in Private Bank providing lending solutions focusing on alternative assets. Collaborating across the Firm to structure lending solutions for Ultra High Net Worth clients.

Posted 5/1/2026full-timeChicago • Illinois, New York • 🇺🇸 United StatesLead💰 $110,000 - $190,000 per yearWebsite

About the role

Key responsibilities & impact

Assess potential lending solutions, which will include (i) evaluating a client’s overall financial profile; (ii) analyzing proposed collateral; and (iii) determining if the opportunity aligns with one of the approved Ultra High Net Worth Lending Programs.
Perform the appropriate level of due diligence, including evaluating appropriate financial and non-financial information to properly assess a lending opportunity.
Identify key risks and mitigants related to a lending opportunity and propose effective deal structures to effectively mitigate these risks.
Draft and negotiate term sheets for clients in coordination with Private Bankers and Private Wealth Financial Advisors.
Prepare and assist with the preparation of credit memoranda clearly outlining the proposed transaction, purpose, strengths, risks and mitigants, financial analysis and other key terms and conditions.
Efficiently manage transaction cycle through final credit approval, documentation, closing and funding of a transaction ensuring timely coordination with Credit Risk Management, Private Bankers and Private Wealth Financial Advisors, Loan Operations, Compliance, Legal and all other parties involved in the specific transaction.
Efficiently manage active deal pipelines while balancing client expectations.
Meet with clients to develop and enhance client relationships and identify potential lending opportunities.
Meet with branch and complex teams to heighten product awareness and collaborate with the Private Bank’s sales partners to identify opportunities.
Undertake projects from time-to-time to enhance deal pipelines and/or improve operating efficiencies of the team.
Develop and mentor junior colleagues on the team.

Requirements

What you’ll need

5 years minimum of private bank lending experience (alternative asset lending experience preferred)
Bachelor’s degree required
Master’s degree and/or CFA designation preferred
Comfortable reading and interpreting corporate and personal financial statements
High level of focus on work quality and attention to detail
Strong written and verbal communication skills with the ability to articulate your assessment in a clear and professional manner
Maintain poise and presence coupled with exceptional interpersonal skills to build relationships with sophisticated clients
Demonstrate creativity and intelligent solutions in structuring complex client transactions
Balance revenue expectations with Morgan Stanley’s risk criteria while delivering appropriate lending solutions that meet clients’ needs
Significant accounting and finance knowledge
Ability to meet deadlines and manage client expectations
Ability to multi-task and collaborate effectively in a team-oriented environment

Benefits

Comp & perks

Health insurance
401(k) matching
Paid time off
Remote work options
Employee benefits and perks including bonuses

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

private bank lendingalternative asset lendingfinancial analysiscredit memoranda preparationdue diligencerisk assessmentdeal structuringfinancial statement interpretationtransaction managementaccounting knowledge

Soft Skills

attention to detailwritten communicationverbal communicationinterpersonal skillsrelationship buildingcreativityproblem-solvingtime managementcollaborationmentoring

Certifications

Bachelor’s degreeMaster’s degreeCFA designation