Senior Stress Testing Analyst
Monzo Bank
full-time
Posted on:
Location Type: Hybrid
Location: Cardiff • 🇬🇧 United Kingdom
Visit company websiteSalary
💰 £63,800 per year
Job Level
Senior
Tech Stack
SQL
About the role
- Design, lead and deliver Monzo’s stress testing framework.
- Work across the full lifecycle of stress testing – from methodology design and scenario development through to running models, interpreting outputs and presenting results to senior stakeholders.
- Help build and improve our processes, governance and analytical toolkit.
- Support delivery of all key stress testing activities, including ICAAP, Recovery Planning, Reverse Stress Tests and ad-hoc exercises.
- Run models, undertake detailed analysis and interpret results, ensuring outputs are robust, accurate and insightful.
- Present stress testing results and analysis to senior stakeholders.
- Act as a key point of contact for cross-functional teams, ensuring stakeholders understand methodologies, assumptions, outputs and implications.
- Help design and enhance stress testing methodologies and frameworks.
- Design and improve stress testing processes, ensuring they are scalable, controlled and repeatable.
- Build strong relationships across FP&A, Treasury, Borrowing, Credit Risk, Data, Product and other teams.
Requirements
- Experience working in financial risk, credit risk, prudential regulation, finance, analytics or another analytically focused financial services role.
- Strong analytical and problem-solving skills and enjoy working with models, scenarios, and financial data.
- Confident presenting technical or complex analysis to senior stakeholders, and influencing outcomes with clarity and structure.
- Understand financial statements, capital metrics and risk drivers within a bank, or are keen to deepen your expertise in these areas.
- Experienced in navigating cross-functional environments and building trusted relationships across levels and disciplines.
- Can translate complex information into simple, compelling messages for both technical and non-technical audiences.
- Comfortable working independently, managing shifting priorities, and taking ownership for the quality of your work.
- Have a data-driven mindset and enjoy finding smarter, more scalable ways to deliver analysis (SQL or coding experience is a bonus).
Benefits
- £1,000 learning budget each year to use on books, training courses and conferences.
- We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
stress testing frameworkmethodology designscenario developmentmodel runningdata analysisfinancial data interpretationcapital metrics understandingrisk drivers knowledgeSQLcoding
Soft skills
analytical skillsproblem-solving skillspresentation skillsinfluencing outcomesrelationship buildingcommunication skillsindependenceprioritizationownershipdata-driven mindset