Moniepoint Inc. (Formerly TeamApt Inc.)

Senior Data Scientist – Credit

Moniepoint Inc. (Formerly TeamApt Inc.)

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇪🇸 Spain

Visit company website
✨ AI Apply
Apply

Job Level

Senior

Tech Stack

PythonSQL

About the role

  • Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
  • Design and run experiments to optimise approval rates, loss rates, and profitability
  • Partner with product squads to embed decision logic into real-time systems
  • Ensure data quality, compliance, and ethical use of models across all decisioning processes
  • Mentor product squads on best practices in experimentation and data-driven decision making
  • Provide models to optimise outcomes in collections, churn management and user retention

Requirements

  • You’re comfortable with Statistics - and have a Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar)
  • You have +5 years of experience in data science, decision science, or risk analytics within financial services
  • Working knowledge of credit risk, consumer lending, and regulatory considerations
  • Proficiency in SQL and at least one modelling/programming language (Python, R)
  • Experience with A/B testing, machine learning, collections modelling and churn management
  • Ability to translate complex analyses into clear recommendations for business stakeholders
  • High ownership mindset and comfort working in fast-paced, cross-functional teams
Benefits
  • Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
  • Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
  • Compensation: You’ll receive an attractive salary, pension, health insurance, monthly bonuses, plus other benefits

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
StatisticsSQLPythonRA/B testingmachine learningcollections modellingchurn managementdata-driven decision makingcredit scoring
Soft skills
mentoringcommunicationcollaborationproblem-solvingownership mindsetadaptabilityanalytical thinkingclear recommendationscross-functional teamworkoptimisation
Certifications
Degree in StatisticsDegree in MathematicsDegree in Engineering