Moniepoint Inc. (Formerly TeamApt Inc.)

Data Science Manager – Credit

Moniepoint Inc. (Formerly TeamApt Inc.)

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇪🇸 Spain

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Job Level

Mid-LevelSenior

Tech Stack

PythonSQL

About the role

  • Developing credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
  • Design and run experiments to optimise approval rates, loss rates, and profitability
  • Partner with product squads to embed decision logic into real-time systems
  • Ensure data quality, compliance, and ethical use of models across all decisioning processes
  • Mentor product squads on best practices in experimentation and data-driven decision making
  • Provide models to optimise outcomes in collections, churn management and user retention

Requirements

  • You’re comfortable with Statistics - and have a Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar)
  • You have +5 years of experience in data science, decision science, or risk analytics within financial services, including +2 years in managerment
  • Working knowledge of credit risk, consumer lending, and regulatory considerations
  • Proficiency in SQL and at least one modelling/programming language (Python, R)
  • Experience with A/B testing, machine learning, collections modelling and churn management
  • Ability to translate complex analyses into clear recommendations for business stakeholders
  • High ownership mindset and comfort working in fast-paced, cross-functional teams
Benefits
  • The opportunity to drive financial inclusion and shape the future of the African financial ecosystem
  • The chance to work on innovative and impactful projects
  • A dynamic, diverse, and collaborative environment where every team member’s voice is recognized and valued
  • Flexible work arrangements
  • Continuous learning and career growth opportunities
  • Competitive salary, individual performance bonuses, and firmwide performance bonus
  • Company covered health insurance plans
  • Pension plans

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
StatisticsSQLPythonRA/B testingmachine learningcollections modellingchurn managementdata sciencedecision science
Soft skills
mentoringdata-driven decision makingtranslating complex analysesclear communicationownership mindsetcollaborationadaptabilityproblem-solvingleadershipcross-functional teamwork
Certifications
Degree in StatisticsDegree in MathematicsDegree in Engineering