Risk

• Reporting directly to the Chief Risk and Compliance Officer, the Head of Risk will be responsible for establishing and embedding an enhanced enterprise-wide risk management framework and leading the Moneyfarm risk management strategy across all areas of the business, including financial, operational, regulatory, and technology risks.
• The Head of Risk will partner with senior management and work closely with the executive team and Board to understand and quantify business risks, as well as working with Compliance to understand existing and emerging regulatory risks, to ensure robust governance and proactive risk management as we expand our business.
• Define and implement the company’s enterprisewide risk management framework and policies
• Work with the Board to set risk appetite.
• Act as the primary advisor to senior leadership on all risk-related matters.
• Develop a strong risk culture across the organisation.
• Lead the risk function, including second line of defence oversight of operational, conduct, and financial risks.
• Actively participate in Risk Committees and support the Board Risk Committee.
• Report regularly to the Executive and Board on key risks and emerging issues.
• Lead the risk review for ICARA reporting.
• Ensure the firm’s risk management practices comply with FCA, Bank of Italy, CONSOB and other relevant regulatory standards.
• Work closely with Compliance and Legal teams to manage regulatory obligations.
• Prepare for regulatory reviews, audits, and inspections.
• Establish, embed and oversee controls a new controls management framework.
• Work with Control Managers to ensure controls are periodically tested; where possible this should be automated.
• Oversee operational risk management, including incident reporting, business continuity, and outsourcing/vendor oversight.
• Monitor technology, data protection, and cyber security risks, ensuring appropriate mitigation strategies.
• Understand artificial intelligence risks relevant to digital wealth management and the Moneyfarm business and, where possible, utilise artificial intelligence for risk management activities.

Head of Risk

Risk Consultant

Risk Administrator

Risk Analyst – New Product and Market Approval

Payments Analyst – Assurance, Risk Management

Technology Risk Manager