Mondu

Junior Credit Risk Analyst

Mondu

full-time

Posted on:

Location Type: Hybrid

Location: Amsterdam • Netherlands

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Job Level

Junior

Tech Stack

PythonSQL

About the role

  • Work closely with the credit risk team to drive the performance of our product suite (BNPL, factoring, etc.).
  • Responsible for assessing the creditworthiness of our merchants, as well as of the buyers in their platforms.
  • Use SQL and Python/R to extract insights from vast datasets, identifying trends in borrower behavior and macroeconomic shifts.
  • Spearhead our strategic decisioning for our most valued transactions.
  • Collaborate with the Product and Engineering teams to steer the development of our underwriting policy and score cards that optimize for both conversion and risk.

Requirements

  • A Bachelor’s degree in a quantitative field (Economics, Finance, Statistics, Mathematics, or Data Science).
  • Solid technical skills in:
  • - SQL: Proficiency in querying large databases is a must.
  • - Business Intelligence: Experience with BI tools - ideally Metabase.
  • - Programming: Foundational knowledge of Python or R for data manipulation.
  • At least 1 year of (internship) experience in a credit or financial analyst role.
  • Strong understanding of factoring, credit risk or similar functions.
  • Inquisitive mindset, plus interest in learning new methodologies and AI tools.
  • Solid interpersonal skills to help you deal with stakeholders across the business.
  • You are ambitious, curious and resilient with a can-do attitude, always with a suggestion for a solution.
  • You thrive in teams within a fast-paced and dynamic environment (change is the norm, not the exception).
Benefits
  • €1000 per year for you to contribute to your learning & development to help you grow professionally and personally.
  • €300 per year for you to endorse team build, including dinners, games, and events.
  • 28 vacation days per year (increasing 1 day every year up to 30).
  • We welcome you to our office in the center of Amsterdam 3+ days a week.
  • Take advantage of our Workation policy, allowing for up to 6 weeks every year of work outside of The Netherlands (some restrictions apply).
  • Subsidised gym membership to boost your physical and mental well-being.
  • €46 per month towards public transport and tax relief for payments into our Business Bike scheme.
  • You can accelerate your career and take ownership of your work and development in a flat hierarchy where 360 feedback is encouraged.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
SQLPythonRBusiness IntelligenceData manipulationData analysisStatistical analysisCredit assessmentUnderwriting policy developmentScorecard optimization
Soft Skills
Interpersonal skillsInquisitive mindsetCuriosityResilienceProblem-solvingTeam collaborationAdaptabilityCommunicationAmbitionSolution-oriented