Monarch Money

Full-stack Engineer

• Collaborate and mentor engineers while remaining hands-on, executing roadmap initiatives.
• Drive technical execution for growth initiatives aligned with business goals.
• Collaborate cross-functionally with product managers, designers, marketers, and data analysts to improve acquisition, onboarding, and retention flows
• Design and implement systems to support A/B testing and rapid experimentation
• Analyze data and user behavior to inform technical decisions and refine growth strategies
• Foster a culture of innovation, ownership, and continuous improvement within the team
• Balance technical debt with feature development to ensure sustainable growth

Software Engineer, Growth

Security Engineer

• Support ongoing security operations — including monitoring, alerting, incident response, third-party risk assessment, and vulnerability tracking — as part of the Monarch Information Security Team’s weekly on-call rotation.
• Assess and monitor Monarch’s applications, infrastructure, and processes for security and privacy risks by conducting threat modeling, enforcing existing controls, and implementing new measures where gaps are identified.
• Design and implement security controls for agentic AI deployment architecture, agent tooling integrations, model training, deployment, and inference environments, acting as the AI security SME.
• Partner with the AI/ML team to develop and maintain detection systems for anomalies, data drift, and model abuse, enhancing visibility and resilience across the AI lifecycle.
• Enforce secure AI development practices in alignment with industry and Monarch-specific AI security standards.

Security Engineer, AI

3D Artist

• Design and produce animated graphics for marketing assets across web, in-app announcements, email campaigns, blog content, and social media.
• Collaborate with the product marketing team to understand campaign goals and translate them into compelling visual stories.
• Ensure all animations are on-brand, visually consistent, and aligned with Monarch’s design standards.
• Iterate on feedback and optimize animations to improve user engagement and marketing effectiveness.
• Partner with the design systems team to evolve our visual language, specifically as it relates to animations and motion.

Staff Motion Designer

Platform Engineer

• Build the Central AI Platform: Design and build a unified, resilient platform for deploying and serving AI features, including routing layer with provider fallbacks, circuit breakers, and cost/latency-aware model selection, central registry for versioning models and prompts, and robust CI/CD pipelines.
• Architect for Scale and Quality: Own end-to-end Retrieval-Augmented Generation (RAG) strategy; lead design of embedding pipelines, develop chunking strategies, implement hybrid search, manage index maintenance, and build/scale LLM evaluation tooling (golden sets, rubric-based scoring, LLM-as-judge with bias controls).
• Ensure Production Excellence: Instrument AI systems with deep observability (structured tracing, cost-attribution, latency metrics); define and uphold SLOs; create incident response runbooks; build safety guardrails for mission-critical AI services.
• Partnership with Infrastructure: Own LLM runtime, retrieval architecture (vector stores, indexing), evaluation frameworks, safety guardrails, prompt/model versioning, AI observability, and cost/latency optimization while collaborating with Infrastructure on cloud, networking, secrets, Kubernetes/GPU orchestration, and shared platform services.
• Cross-team collaboration: Act as force multiplier for product and AI teams to ship features faster, safer, and smarter; make strategic build-vs-buy decisions and influence rollout strategies, SLAs/SLOs, incident response, and capacity planning.

AI Platform Engineer, Senior/Staff

• Design, develop, and maintain internal tools such as our internal CLI, GitHub Actions, and Slack bots to streamline engineering workflows.
• Evaluate, prototype, and integrate AI-powered developer tools that improve productivity, code quality, and operational efficiency.
• Build and enhance internal APIs to support cross-team automation, integrations, and developer platform capabilities.
• Monitor, iterate, and improve tools post-deployment to ensure performance, usability, and adoption across the organization.
• Collaborate with all engineering and business operations teams to identify pain points and deliver solutions that remove friction.

Software Engineer, Internal Tools/AI

Affiliate Manager

• Support founding team (CEO, Head of Engineering, Head of Design) by managing scheduling, communications, events, and daily priorities.
• Serve as the primary conduit and trusted partner to the founders, ensuring time and focus are aligned with strategic priorities.
• Manage and prioritize calendars, daily workflows, and inbound requests across the founding team to maximize output.
• Coordinate internal and external meetings, communications, and follow-ups on behalf of the founders with board members, investors, partners, and team members.
• Build and maintain operational systems to streamline executive communications, task management, and information flow.
• Plan and execute high-quality company and leadership events such as offsites, board meetings, and team gatherings, ensuring both flawless logistics and a polished experience.
• Act as a connector across the company and with external stakeholders, helping the team stay organized, effective, and focused on what matters most.

Executive Business Partner

Machine Learning Engineer

• Monarch is a personal finance platform aiming to simplify finances for users.
• Design, build, and maintain infrastructure powering ML and AI workloads.
• Enable ML engineers to train, deploy, and monitor models at scale while ensuring security, cost-effectiveness, and performance.
• Implement automated infrastructure solutions using Terraform/OpenTofu.
• Introduce and integrate AI infrastructure capabilities including vector databases, observability, and GPUs.
• Own core cloud infrastructure, networking, secrets management, Kubernetes/GPU orchestration, and shared platform services.
• Collaborate with AI Engineering on LLM runtime, retrieval architecture, observability, and rollouts.

Software Engineer, Infrastructure and MLOps

Financial Planning and Analysis

Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again.
We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals.
As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.
Join us on our mission to transform lives by simplifying money, together.
Senior Financial Analyst to support the Finance function during a period of hyper-growth. Reporting to the Director of Finance, you’ll play a key role in scaling our financial planning processes as we grow post closing our Series-B.
Blends strategic finance with hands-on execution — maintaining and improving our core financial model, owning monthly reporting and variance analysis in close partnership with Accounting, and developing ROI models to guide product and growth investments.
Work closely with the leadership team to drive critical decisions around growth strategy, unit economics, and resource allocation.