Principal Business Analyst, Portfolio Management

Mission Lane

Principal Business Analyst optimizing underwriting, pricing, and engagement strategies for Mission Lane’s consumer credit cards. Partnering with risk, data science, and engineering to improve portfolio performance.

Posted 8/5/2026full-timeRemote • 🇺🇸 United StatesLead💰 $118,000 - $135,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical capabilities in credit and lending strategies, with expertise in SQL and Python for data analysis. Proven ability to design and implement customer engagement and risk management strategies while collaborating with cross-functional teams.

Highest-signal resume keywords

SQL ExpertisePython ProficiencyAnalytical Experience in Credit StrategyRisk Model DevelopmentExperience with Rewards Programs

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisUnderwriting StrategyPortfolio ManagementHypothesis FramingModelingReportingCustomer Engagement StrategyRisk ManagementLine-Extending StrategyProblem Solving

Soft Skills

Business JudgmentStakeholder CommunicationCollaboration

Tools & Technologies

TableauAI Coding Assistants

Industry Keywords

Credit CardsConsumer LendingEngagement ProgramsLoyalty ProgramsData Science

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Own analytics, modeling, reporting, and recommendations for Portfolio Management programs
Design strategies for customer engagement and risk management, including upgrades and multicard
Sharpen underwriting behind multicard offers
Turn rewards upgrades and purchase incentives into tested strategies that increase engagement
Design or refine underwriting and pricing for multicard and line-extending strategies
Develop re-engagement strategies for low-usage customers
Partner with risk, data science, and engineering to bring strategies to market
Frame hypotheses, analyze data, and defend recommendations with stakeholders
Apply business judgment to assess whether model outputs align with reality

Requirements

What you’ll need

2–5 years of experience in a highly analytical role, ideally in credit, lending, or line-extension strategy
Analytical experience with a line-extending strategy such as credit limit increases, multicard, or another underwriting-heavy product
Ability to problem solve end to end, from framing a hypothesis through data analysis and defending recommendations with stakeholders
Familiarity with SQL and Python for data analysis
Bachelor's or Master's in Economics, Finance, Engineering, Mathematics, Statistics, or a similar quantitative field with a strong academic record
Experience with credit cards or other consumer lending products, especially underwriting or portfolio management
Experience building or maintaining risk models used for account-level decisions at scale
Experience with rewards, loyalty, or engagement programs
Demonstrated expertise in SQL or Python
Experience using AI coding assistants such as Claude Code, Codex, Gemini CLI, or Cursor
Ability to work through others to achieve results
Business judgment to identify when model outputs do not match reality and investigate why
Tableau is a plus, not a requirement

Benefits

Comp & perks

Access to training programs and advancement opportunities
Full health, dental, and vision benefits
Flexible Spending Account for medical and childcare expenses
Paid parental leave
401k Company Match
Generous PTO
Flexible schedules
Calm App subscription
Annual incentive program participation
Equity
Monthly wellness stipend
Disability coverage
Life insurance
Remote-friendly work environment