Take the lead in initiatives to improve our underwriting & pricing strategies
Have the opportunity to use AI driven tools for data analysis
Optimize current acquisition strategies in response to customer behavior and changing marketplace conditions
Develop actionable financial strategies based on financial data-driven insights to improve credit risk and profitability while driving step changes in the company’s growth trajectory
Seed tests in market to better understand customer behavior and leverage learnings to invest in future growth
Collaborate with cross functional teams across product, data science, engineering and capital markets to bring strategies to market
Articulate and communicate strategies to senior leadership

Requirements

Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with other stakeholders
Familiarity with SQL, python, or other tools for data analysis
2 - 7 years of experience (YOE) in a highly analytical role. Our team dynamics commonly align 2 - 5 YOE for Principal Analyst level and 4 - 7 YOE for the Business Manager opportunity
Bachelor’s or Masters in Economics, Finance, Engineering, Mathematics, or similar quantitative field with record of strong academic performance
Experience doing analytical work with credit cards or other consumer lending products (preferred)
Experience helping scale a business in a fast-paced startup environment (preferred)
Expertise in SQL or Python (preferred)
Experience using AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor, etc.) (preferred)

Benefits

Full health, dental, and vision benefits
Flexible Spending Account (for medical and childcare expenses)
Paid parental leave
401k Company Match
Generous PTO
Flexible schedules
Calm App subscription
Additional compensation in the form(s) of participation in our annual incentive program and equity

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

data analysisSQLPythonfinancial strategiescredit riskprofitabilitycustomer behavior analysisanalytical roleconsumer lending productsAI coding assistants

Soft Skills

problem solvingcommunicationcollaborationstrategic thinkingleadership