meutudo.

Portfolio and Credit Risk Specialist

meutudo.

full-time

Posted on:

Location Type: Hybrid

Location: São Paulo • 🇧🇷 Brazil

Visit company website
✨ AI Apply
Apply

Job Level

Mid-LevelSenior

Tech Stack

NumpyPandasPythonSQL

About the role

  • We are transforming credit in Brazil to improve people’s lives in a fair and secure way;
  • Join us and be part of this transformation! 🖤.

Requirements

  • KPI Monitoring: Manage the routine generation of risk indicators (delinquency, overlimit, roll, FPD, SPD), ensuring the integrity and accuracy of figures reported to the board;
  • Portfolio Diagnosis (Deep Dives): Conduct ad-hoc studies to investigate root causes of deviations;
  • Vintage Management (Vintage Analysis): Monitor the maturation of origination vintages, projecting expected loss curves vs. realized losses;
  • Report Automation: Replace manual Excel processes with automated routines in SQL/Python and dynamic visualizations;
  • Data Quality Control: Act as the focal point to identify inconsistencies in portfolio databases;
  • Projection Tracking: Monitor "Actual vs. Budget" for losses and provisions;
  • Advanced SQL: Comfortable writing complex queries (joins, window functions, aggregations);
  • Python (Analysis Focus): Use libraries such as Pandas and NumPy for data manipulation and report automation;
  • Portfolio Metrics: Conceptual and practical mastery of Vintage Analysis, Transition Matrix (Roll Rates), FPD (First Payment Default) and Channel Breakdown;
  • Data Visualization: Solid experience building executive dashboards;
  • Advanced Excel.
Benefits
  • Monthly stipend to provide extra support;
  • Up to 15 days of leave per year to recharge;
  • Health insurance with co-payment — and the best part: the company covers 100% of the monthly premium;
  • TotalPass for fitness and wellbeing;
  • Star Bem and Avus — health platforms and discounts to support your wellbeing;
  • Day off during your birthday month to celebrate your way;
  • R$ 50 voucher to celebrate as you wish;
  • Annual bonus — because growing together is better;
  • No dress code.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
KPI MonitoringPortfolio DiagnosisVintage ManagementReport AutomationData Quality ControlProjection TrackingAdvanced SQLPythonData VisualizationAdvanced Excel