MetaSource

Quality Control Auditor/Underwriter

MetaSource

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Salary

💰 $56,000 - $62,000 per year

Job Level

Mid-LevelSenior

About the role

  • Provide quality control analysis of residential mortgage loan files for Pre-fund and Post-Close audits
  • Ensure loan files are completed accurately and comply with investor, federal, and state guidelines
  • Determine accurate and stable income; analyze credit reports and debt structures
  • Evaluate financial assets and assess cash-to-close, reserves, and down payment funds
  • Spot potential red flags indicating misrepresentation and fraud
  • Analyze/determine property/collateral market value and review appraisal reports
  • Perform re-underwrites and file audits within established SLAs
  • Review preliminary title reports and determine necessary re-verifications
  • Upload documents into document management systems and capture/enter data (TRID, Tax Transcripts, QM, Ability to Repay)
  • Communicate audit results with clients, managers, and co-workers in a courteous and professional manner
  • Comply with MetaSource policies and procedures

Requirements

  • High school diploma, GED or equivalent
  • Minimum of 3 years of recent underwriting experience
  • Familiarity with AllRegs or comparable
  • Experience with GSE Guidelines
  • Conventional, FHA, VA, USDA, and non-agency loan experience
  • Experience with use of fraud tools and AUS systems
  • Experience with RESPA, TILA, MDIA, and HMDA regulatory agency requirements
  • Self-starter with the ability to work independently with minimal supervision
  • Ability to learn new computer programs and systems quickly
  • Excellent organization with intrinsic attention to detail
  • Ability to communicate professionally with proper grammar
  • Demonstrate ability to independently problem-solve with minimal supervision
  • Employment is contingent upon completing and passing a background check