Head of Compliance, MLRO

Mercuryo

Head of Compliance and MLRO overseeing regulatory compliance in a fintech company merging traditional and decentralized finance. Collaborating with stakeholders to ensure compliance with FCA regulations.

Posted 5/17/2026full-timeLondon • 🇬🇧 United KingdomLeadWebsite

About the role

Key responsibilities & impact

Develop, implement, and maintain the firm’s compliance framework in accordance with FCA requirements.
Act as the primary point of contact with the FCA and other relevant regulators.
Ensure timely and accurate regulatory reporting.
Provide regulatory advice to senior management and the Board on applicable laws, rules, and guidance.
Construct, review, and maintain compliance policies, procedures, and processes.
Implement Horizon Scanning processes.
Ensure controls are in place to oversee and monitor any Agent and Distributor relationships.
Maintain oversight of enterprise risks, risk registers, incident reporting, operational resilience, outsourcing oversight and operational risk.
Conduct compliance reviews, perform compliance monitoring and surveillance.
Provide regular internal management information on compliance related activities.
Manage the process for and report SARs for Mercuryo.
Act as the point of contact for compliance advisory tickets and requests.
Manage the escalation, root cause analysis, and remediation of financial crime compliance breaches.
Implement risk-based monitoring and assurance programs on core oversight activities.
Work on compliance operations such as gifts and entertainment registration, regulatory reporting, conflicts management, EDD sign off, quality assurance, and testing.
Provide KYB and client due diligence advisory.

Requirements

What you’ll need

Minimum of 5 years of relevant experience working in a regulatory, law enforcement, e-money, payment services, crypto, consultancy or a retail banking environment – or similar regulatory background.
Experience across Policy & Procedure development, Risk Assessment, Assurance, Advisory and Oversight within all financial crime areas, as well as regulatory compliance, consumer protection, data protection and risk.
A keen eye for detail and the ability to confidently challenge the business units and advise on solutions to problems.
Hands on experience of designing and implementing Regulatory and Financial Crime Compliance and Operational programs around consumer protection, regulatory compliance onboarding, CDD, transaction monitoring and screening.
The ability to build strong relationships, make impactful contributions and influence business strategy.
Fluency in English (written and verbal).

Benefits

Comp & perks

Competitive market rate salary and performance-based incentives.
22 days annual leave with an additional 6 company days, plus bank holidays.
Comprehensive health insurance plans.
Maternity & Paternity leave support.
Extensive benefits program.
Flexible work schedule and remote work options.
Modern offices and co-working spaces across 6 countries.
Working equipment.
Professional development and training opportunities.
Opportunity to shape the initiatives you’re working on.
Diverse and friendly team.
We are open-minded to new ideas.

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Hard Skills & Tools

compliance framework developmentregulatory reportingcompliance policiesrisk assessmentfinancial crime compliancetransaction monitoringcustomer due diligence (CDD)regulatory compliance onboardingHorizon Scanningquality assurance

Soft Skills

attention to detailproblem-solvingrelationship buildinginfluencingadvisory skillscommunicationmanagement information reportingescalation managementroot cause analysisremediation