Senior Finance Manager
Mercuryo
full-time
Posted on:
Location Type: Hybrid
Location: Zagreb • Croatia
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Job Level
Tech Stack
About the role
- Oversee daily liquidity across banks, acquirers, exchanges, and wallets, including review of funding requirements and liquidity forecasts to ensure operational continuity.
- Approve and supervise fund transfers between banks, exchanges, and wallets.
- Own month-end financial data integrity, including review and approval of acquirer, bank, exchange, wallet, and data warehouse postings.
- Review and approve reconciliations (banks, exchanges, wallets, clearing accounts), investigate discrepancies, and ensure completeness and accuracy prior to reporting submission.
- Act as bank payment approver and maintain strong segregation of duties.
- Oversee and control access rights across financial platforms.
- Identify, mitigate, and escalate liquidity and operational risks.
- Support monthly management reporting with accurate and timely financial and performance analysis.
- Deliver clear variance analysis explaining deviations from budget and forecast, and recommend corrective actions.
- Monitor overheads versus budget and partner with budget owners to drive cost discipline.
- Assist in Quarterly Forecasting, Annual Budgeting, and Long-Term Strategic Planning, continuously improving analytical processes.
- Develop and maintain product unit economics and customer profitability analysis.
- Perform segmental (e.g., jurisdictional) and margin analysis, including pricing reviews and transaction mix evaluation.
- Provide financial evaluation of contractual terms and pricing strategies for existing and new products.
- Act as a proactive finance business partner, collaborating cross-functionally to improve processes and drive sustainable financial performance.
Requirements
- Qualified accountant (ACA / ACCA / CIMA or equivalent) preferred
- 5+ years of experience in Financial Control, FinOps, or FP&A
- Strong experience in liquidity management, reconciliations, and month-end close
- Solid background in budgeting, forecasting, and financial modelling
- Experience with product profitability, margin, or pricing analysis
- Advanced Excel / Google Sheets; experience with ERP and BI tools is a plus
- Strong understanding of financial statements, internal controls, and risk management
- Analytical mindset with high attention to detail and ability to translate data into business insights
- High ownership, accountability, and ability to operate in a fast-paced environment
- Experience in fintech, payments, or high-volume transactional businesses is an advantage.
Benefits
- Competitive market rate salary and performance-based incentives
- 22 days annual leave with an additional 6 company days, plus bank holidays
- Comprehensive health insurance plans
- Extensive Benefits program
- Flexible work schedule and remote work options
- Professional development and training opportunities
- Opportunity to shape the initiatives you’re working on
- Diverse and friendly team
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
liquidity managementreconciliationsmonth-end closebudgetingforecastingfinancial modellingproduct profitability analysismargin analysispricing analysisvariance analysis
Soft Skills
analytical mindsetattention to detailownershipaccountabilitycollaborationprocess improvementcommunicationproblem-solvingfast-paced environment adaptabilitycross-functional teamwork
Certifications
ACAACCACIMA