Counsel, Product & Regulatory – Payments & AML

Mercury

Counsel for payments and AML at Mercury, supporting product teams and regulatory compliance. Engaging with legal, compliance, and engineering teams to navigate financial regulations.

Posted 6/29/2026full-timeRemote • California, New York, Oregon • 🇺🇸 United StatesMid-LevelSenior💰 $167,800 - $209,700 per yearWebsite

About the role

Key responsibilities & impact

Advise on payments products and infrastructure. You’ll support a broad portfolio of payments-related initiatives across Mercury.
Partner across the company. This role sits at the intersection of Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal.
Help launch new capabilities. Mercury is continuing to expand its product offerings while building a nationally chartered bank.
Support financial crimes initiatives. You’ll work closely with Mercury’s AML Advisory, Sanctions, Compliance, and Risk teams.
Build scalable guidance. The best legal advice solves more than the question in front of you.
Use AI intentionally. Bring a working knowledge of AI tools in legal workflows and a genuine interest in finding new ways to drive efficiency.
Stay curious and adaptable. The regulatory and product landscape continues to evolve quickly.

Requirements

What you’ll need

4+ years of legal experience.
Active license to practice law in at least one U.S. jurisdiction.
Experience supporting fintechs, banks, payment companies, sponsor-bank programs, payment networks, BaaS providers, or regulators with substantial payments- or AML-related exposure.
Strong working knowledge of payments-related regulatory frameworks, and an interest in emerging areas like stablecoins.
Familiarity with BSA/AML and sanctions requirements.
Exceptional communication skills. You know your audience and tailor accordingly.
Strong judgment and comfort operating in ambiguous environments.
A proactive sense of ownership. You’re comfortable saying, “I don’t know yet, but I’ll find out.”
Genuine curiosity about financial products, financial infrastructure, and the evolving regulatory landscape.
Strong working knowledge of AI use cases within legal roles and/or financial services generally and genuine interest in using AI to drive efficiency in your work.

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible work arrangements
Paid time off
Professional development
Equity (stock options)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Payments Regulatory FrameworksBSA/AML ComplianceLegal AdvisoryFinancial Crimes InitiativesPayments Infrastructure KnowledgeFintech ExperienceRisk ManagementSanctions RequirementsEmerging Financial ProductsStablecoins Knowledge

Soft Skills

Exceptional CommunicationProactive OwnershipStrong JudgmentCuriosityAdaptability

Certifications

Active License to Practice Law