Senior Product Manager – Banking Foundations

Mercury

Senior Product Manager overseeing the connectivity platform for Mercury's banking operations. Leading strategy and execution for a key infrastructure that supports payment systems.

Posted 5/11/2026full-timeRemote • California, New York, Oregon • 🇺🇸 United StatesSenior💰 $200,700 - $250,900 per yearWebsite

Tech Stack

Tools & technologies

Distributed SystemsRuby on Rails

About the role

Key responsibilities & impact

Own the connectivity platform: Drive strategy and execution for the platform that connects Mercury to the Federal Reserve, the payment networks, and our core banking provider.
Drive org-wide adoption: Partner with payment rails teams across Mercury to enable their flows on the connectivity platform. Establish patterns, simplify integration, and accelerate the standardization that bank*-grade money movement requires.
Design for the edges of money movement: Work with engineering on platform behavior that handles settlement, returns, reversals, and exceptions gracefully, and that gives operators clear visibility when something needs attention.
Set the standard for cash management visibility: Define what real-time visibility into Mercury's bank*-level cash position looks like for Finance, Accounting, and Treasury, and partner with them to deliver it.
Partner with engineering on protocol and architecture: Work alongside the engineering team on the technical design of how Mercury connects to the networks and how those connections evolve as Mercury Bank* scales.
Navigate a complex stakeholder environment: Coordinate across payment rails teams, Banking Foundations sister teams, Finance, Treasury, Compliance, Risk, and our external partners — all of whom depend on the platform you own and have a voice in how it evolves.

Requirements

What you’ll need

7+ years of product management experience in fintech, payments, banking*, or financial infrastructure.
Hands-on experience with payment rails — ACH, wires, RTP, cards, checks, or similar — with real depth on how they actually work: protocols, settlement, returns, reversals, and exceptions, not just the API surface above them.
Real technical fluency: you can engage credibly with engineers on distributed systems, transactional integrity, idempotency, and exception handling — not as a generalist, but as a peer.
A track record of building or scaling internal platforms that other product teams consume — you know what it takes to drive adoption, reduce friction, and hold a safety bar.
Experience working with bank partners, processors, or core banking providers.
A highly structured, data-driven approach to product decisions: you think in systems, model second and third-order effects, and communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike.
Exceptional cross-functional communication: you earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them.

Benefits

Comp & perks

The total rewards package at Mercury includes base salary, equity, and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic.
We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.

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Hard Skills & Tools

product managementpayment railsACHwiresRTPcardschecksdistributed systemstransactional integrityexception handling

Soft Skills

cross-functional communicationdata-driven decision makingstakeholder managementstrategic thinkingcollaborationcredibilityproblem solvingvisibility managementadoption drivingfriction reduction