Head of Product – Business Banking

Mercury

Head of Product owning Mercury’s business banking strategy, product portfolio, and P&L. Leading product teams while scaling payments, deposits, AI experiences, and financial infrastructure.

Posted 9/10/2026full-timeRemote • California, New York, Oregon • 🇺🇸 United StatesLead💰 $289,700 - $362,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in leading product management teams and driving the development of AI- and data-driven financial products. Proven ability to align cross-functional teams and manage P&L in a regulated banking environment.

Highest-signal resume keywords

10+ Years Experience In Banking5+ Years Leading Product ManagersCommand Of Business BankingExperience Launching 0-1 Financial ProductsStrong Product Leadership

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

P&L ManagementProduct StrategyUser Experience DesignPayments ManagementAccount OpeningKYBPayment RailsData-Driven Decision MakingProduct DevelopmentRisk Management

Soft Skills

Cross-Functional LeadershipCoachingCreative Problem SolvingCustomer-Centered ApproachSound Judgment

Industry Keywords

FintechHigh-Growth EnvironmentDepositsLiquidityACHWireCheckInternational PaymentsFedNowRTP

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own the P&L, strategy, and product offering across accounts, user experience, payments, new rails, and agents
Build AI- and data-driven user experiences at scale
Recruit and lead a high-performing product-management team
Establish build discipline, develop future leaders, and set operating cadence and culture
Deepen the core account and scale new 0-1 products, rails, capabilities, and agents
Own uptime, correctness, latency, and support outcomes
Align product, engineering, design, data, risk, compliance, legal, marketing, sales, support, and partners behind one strategy
Drive deposit and payment growth and own business performance

Requirements

What you’ll need

10+ years' experience, ideally in banking, payments, platforms, or financial products
5+ years leading product managers, including hiring, coaching, org design, and performance management
Command of business banking, including account opening and KYB, deposits and liquidity, and payment rails (ACH, wire, check, international, FedNow, RTP)
Experience launching and scaling 0-1 financial products, ideally in fintech or another high-growth environment
Experience operating a large product with real customers
Sound judgment in a regulated, risk-sensitive environment
Ability to balance a delightful experience with banking-product controls
Strong product leadership and commercial instinct
Creative, customer-centered, data-driven, experimentation-oriented approach
Enthusiasm for AI- and agent-powered products
Exceptional cross-functional leadership across engineering, design, risk, compliance, finance, and partners

Benefits

Comp & perks

Equity (stock options/RSUs)
Benefits
Competitive total rewards package
Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs