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Claims Representative
Mercury InsuranceClaims Representative at Mercury Insurance investigating and resolving auto and property damage claims. Providing exceptional customer service in a team environment with a high volume of calls.
About the role
Key responsibilities & impact- Investigating and resolving auto physical damage and property damage claims in a timely and efficient manner
- Providing exceptional customer service in a team environment
- Handling a high volume of calls and making regular contact with customers on multiple platforms
- Collaborating cohesively with other team members to achieve department goals
- Thoroughly verifying and explaining coverage to Policyholders, setting clear expectations on the claims process
- Setting reserves for anticipated losses, arranging vehicle inspections and rental authorizations, and makes referrals to specialty teams as warranted
- Serving as the primary customer contact and coordinating with other departments; researching and timely responding to customer inquiries and/or concerns with empathy to ensure customer satisfaction and retention
- Demonstrating the ability to resolve claims in a timely and accurate manner
- Continuously monitoring progress and exposures, issuing accurate and timely payments
- Investigating and evaluating claims by conducting interviews, reviewing documentation, and gathering evidence
- Documenting interactions, conversations, and activities related to claims in a clear and concise manner using company systems and tools
- Identifying and escalating files with more significant indemnity exposure or attorney representation to their supervisor for review, transfer, or further investigation
Requirements
What you’ll need- High School Diploma or GED
- You may be required to obtain a Company sponsored Adjuster’s license to handle claims, to be secured upon hire
- Customer service experience required
- 6-12 months of related experience preferred
- Experience with handling high call volume in a professional call center preferred
- Solid comprehension of basic principles and practices of Company policies upon completion of a formal and informal training program
- Ability to multi-task in a fast-paced environment, prioritize responsibilities, and deliver accurate work-product to expedite claims resolution and manage a high volume of claims
- Has a passion for serving customers in their time of need
- Possesses effective written and verbal communication skills to professionally represent the Company in multi-channel correspondence with Policyholders, agents, claimants, and other insurance carriers
- Independently makes high-quality claims adjusting decisions
- Collaborates well with others
- Ability to build rapport utilizing emotional intelligence
- Views conflict resolution as an opportunity
- Has self-motivation and accountability while working remotely
- Demonstrated proficiency with MS Office products (Outlook, Word) and claims related software
- Must have dedicated workspace that is free from distractions
- Demonstrates intellectual curiosity by seeking out efficiencies through process improvement or technology preferred
- Takes ownership of any process they can improve
- Assumes positive intent in all interactions
- Seeks growth within and beyond this role
Benefits
Comp & perks- Competitive compensation
- Flexibility to work from anywhere in the United States for most positions
- Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
- Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
- Medical, dental, vision, life, and pet insurance
- 401 (k) retirement savings plan with company match
- Engaging work environment
- Promotional opportunities
- Education assistance
- Professional and personal development opportunities
- Company recognition program
- Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
claims adjustinginvestigating claimsevaluating claimssetting reservesdocumenting interactionscustomer servicemulti-taskingconflict resolutionprocess improvementhigh call volume handling
Soft Skills
effective communicationempathycollaborationself-motivationaccountabilityemotional intelligencecustomer focusproblem-solvingtime managementadaptability
Certifications
Adjuster’s license