Claim Counsel – EPL/Professional Liability

MDD Forensic Accountants

Claim Counsel managing high-severity Employment Practices Liability claims in the insurance sector at Davies North America. Leading coverage analysis, investigation, and complex claim resolution efforts.

Posted 7/2/2026full-timeRemote • Alabama • 🇺🇸 United StatesSeniorLead💰 $110,000 - $135,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Expertise in insurance coverage analysis, policy interpretation, and complex claims management, with a strong focus on EPL, Professional Liability, and General Liability. Proven ability to negotiate settlements, oversee litigation strategies, and ensure compliance with regulatory standards.

Highest-signal resume keywords

Juris Doctor (JD)EPL Claims ManagementProfessional Liability ExpertiseClaims Management Systems ProficiencyNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Insurance Coverage AnalysisPolicy InterpretationClaims InvestigationLiability AssessmentSettlement RecommendationsLitigation StrategyCoverage Position LettersRegulatory ComplianceDocumentation ManagementClaims Resolution Strategies

Soft Skills

Analytical SkillsCommunication SkillsNegotiation SkillsIndependent ManagementAdvisory Skills

Tools & Technologies

Claims Management Systems

Certifications & Qualifications

Active Bar MembershipActive Adjuster Licenses

Industry Keywords

EPLProfessional LiabilityGeneral Liability (GL)Coverage IssuesDepartment of Insurance RegulationsMediationsSettlement ConferencesHigh-Severity ClaimsPanel Counsel ManagementBilling Guidelines

About the role

Key responsibilities & impact

Review and interpret EPL, Professional Liability (E&O), BOP, and GL policies, endorsements, and applicable statutes.
Analyze coverage issues including wrongful termination, discrimination, harassment, wage and hour exposures, professional negligence, and bodily injury/property damage triggers under GL.
Draft and issue coverage position letters, including reservations of rights and denial letters, ensuring clarity and compliance with legal and regulatory standards.
Evaluate and provide input on coverage forms and policy language as needed by carriers.
Oversee and conduct complex claims investigations involving employment-related allegations, professional services exposures, and occasional GL-related losses.
Analyze liability and damages in matters involving back pay, front pay, emotional distress, punitive damages, and economic loss.
Develop and implement strategic approaches for claim resolution, including oversight of litigation when necessary.
Provide carriers with independent evaluations of claims based on investigation, experience, and input from outside experts and counsel.
Evaluate exposure and make settlement recommendations, including setting and managing reserves within carrier guidelines.
Negotiate settlements within authority limits, balancing legal risk, financial exposure, and business objectives.
Participate in mediations and settlement conferences as required.
Ensure all claims handling complies with Department of Insurance regulations and internal protocols.
Maintain accurate and thorough documentation in the claims management system, including coverage analyses and strategic recommendations.
Serve as a trusted advisor to internal teams and carriers on EPL, Professional Liability, and GL-related coverage issues.
Act as the primary coverage and strategy resource in interactions with external counsel, policyholders, and other stakeholders.

Requirements

What you’ll need

Juris Doctor (JD) with active bar membership in good standing, or
7–10+ years of senior-level experience handling EPL, Professional Liability, GL, or similar complex liability claims.
Active adjuster licenses and willingness to obtain and maintain additional licenses, as needed.
Demonstrated expertise in insurance coverage analysis and policy interpretation.
Experience issuing or advising on coverage positions, including RORs and denials.
Strong understanding of liability, damages, and litigation strategy.
Experience managing high-frequency EPL programs and familiarity with panel counsel management and billing guidelines in EPL matters.
Exceptional analytical, negotiation, and communication skills.
Ability to manage multiple high-severity, complex claims independently.
Proficiency with claims management systems and related tools.

Benefits

Comp & perks

Medical, dental, and vision plans to support your health and that of your family
A 401(k) plan with employer matching
Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
Paid holidays
Life insurance and short‑term and long‑term disability coverage