Claim Counsel – D&O/Professional Liability

MDD Forensic Accountants

Claim Counsel managing complex insurance claims and coverage analysis at Davies North America. Overseeing investigations, negotiations, and regulatory compliance for high-severity claims.

Posted 7/2/2026full-timeRemote • Alabama • 🇺🇸 United StatesSeniorLead💰 $110,000 - $135,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in insurance coverage analysis, policy interpretation, and complex claims management, with a strong focus on compliance with legal and regulatory standards. Proficient in negotiation and strategic claim resolution, ensuring effective communication with internal teams and external stakeholders.

Highest-signal resume keywords

Juris Doctor (JD)Insurance Coverage AnalysisClaims Management SystemsNegotiation SkillsComplex Liability Claims

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Policy InterpretationClaims InvestigationCoverage Position LettersSettlement RecommendationsLitigation StrategyRisk AnalysisRegulatory ComplianceDocumentation ManagementEvidence GatheringLiability Assessment

Soft Skills

Analytical SkillsCommunication SkillsNegotiation SkillsAdvisory SkillsIndependent Management

Tools & Technologies

Claims Management Systems

Certifications & Qualifications

Active Bar MembershipAdjusters Licenses

Industry Keywords

Professional LiabilityDirectors & Officers CoverageExcess ClaimsUmbrella ClaimsSpecialty Claims

About the role

Key responsibilities & impact

Review and interpret insurance policies, endorsements, and applicable statutes to determine coverage, exclusions, and obligations.
Draft and issue coverage position letters, including reservations of rights and denial letters, ensuring clarity and compliance with legal and regulatory standards.
Evaluate and provide input on coverage forms and policy language as needed by carriers.
Oversee and conduct complex claims investigations, including gathering evidence, reviewing reports, and analyzing liability and damages.
Develop and implement strategic approaches for claim resolution, including oversight of litigation when necessary.
Provide carriers with independent evaluations of claims based on investigation, experience, and input from outside experts and counsel.
Evaluate exposure and make settlement recommendations, including setting and managing reserves within carrier guidelines.
Negotiate settlements within authority limits, balancing legal risk, financial exposure, and business objectives.
Participate in mediations and settlement conferences as required.
Ensure all claims handling complies with Department of Insurance regulations and internal protocols.
Maintain accurate and thorough documentation in the claims management system, including coverage analyses and strategic recommendations.
Serve as a trusted advisor to internal teams and carriers on coverage and complex claims issues.
Act as the primary coverage and strategy resource in interactions with external counsel, policyholders, and other stakeholders.

Requirements

What you’ll need

Juris Doctor (JD) with active bar membership in good standing, **or**
7–10+ years of senior-level experience handling complex liability claims.
Adjusters licenses
Demonstrated expertise in insurance coverage analysis and policy interpretation.
Experience issuing or advising on coverage positions, including RORs and denials.
Strong understanding of liability, damages, and litigation strategy.
Exceptional analytical, negotiation, and communication skills.
Ability to manage multiple high-severity, complex claims independently.
Proficiency with claims management systems and related tools.
Background in professional liability, directors & officers coverages, or other complex liability lines (preferred).
Experience working closely with coverage counsel or in-house legal teams (preferred).
Prior involvement in excess, umbrella, or specialty claims environments (preferred).

Benefits

Comp & perks

Medical, dental, and vision plans to support your health and that of your family
A 401(k) plan with employer matching
Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
Paid holidays
Life insurance and short‑term and long‑term disability coverage