Claim Counsel – Environmental, Professional Liability

MDD Forensic Accountants

Claim Counsel managing complex Environmental and Professional Liability claims with a focus on coverage analysis and strategic resolution. Collaborating internally and externally to ensure compliance and effectiveness.

Posted 7/2/2026full-timeRemote • Alabama • 🇺🇸 United StatesSeniorLead💰 $110,000 - $135,000 per yearWebsite

About the role

Key responsibilities & impact

Review and interpret Environmental/Pollution Liability, Professional Liability (E&O), and related policies, including manuscript forms and endorsements.
Analyze coverage issues including pollution conditions, gradual vs. sudden releases, remediation costs, third-party bodily injury and property damage, and professional services exposures.
Evaluate applicability of exclusions, known conditions, prior acts, and allocation issues between covered and uncovered loss.
Draft and issue coverage position letters, including reservations of rights and denial letters.
Provide input on policy forms, wording, and emerging environmental coverage issues.
Oversee complex claims involving site contamination, environmental cleanup, regulatory actions, natural resource damages, and professional services errors or omissions.
Coordinate with environmental consultants, engineers, remediation experts, and legal counsel to evaluate liability, causation, and damages.
Analyze exposures related to remediation costs, business interruption, bodily injury, property damage, and long-tail environmental liabilities.
Develop and implement strategic approaches for claim resolution, including oversight of litigation and regulatory proceedings.
Provide carriers with independent, well-reasoned claim evaluations supported by expert analysis and investigation findings.
Evaluate exposure and make settlement recommendations, including complex cost allocation between remediation, defense, and indemnity components.
Set and manage reserves reflecting long-tail and evolving environmental exposures.
Negotiate settlements and participate in mediations, regulatory negotiations, and multi-party resolutions.
Ensure all claims handling complies with Department of Insurance regulations and applicable environmental regulatory frameworks.
Maintain thorough documentation of coverage analyses, remediation strategies, and regulatory developments in the claims management system.
Serve as a trusted advisor to internal teams and carriers on environmental and professional liability coverage issues and trends.
Act as the primary liaison with coverage counsel, environmental consultants, defense counsel, insureds, brokers, and regulatory bodies.
Provide clear reporting to carriers, including coverage analysis, exposure evaluation, and remediation strategy updates.

Requirements

What you’ll need

Juris Doctor (JD) with active bar membership in good standing, or
7–10+ years of senior-level experience handling Environmental Liability, Pollution Liability, Professional Liability, or similar complex claims.
Active adjuster licenses and willingness to obtain and maintain additional licenses, as needed.
Demonstrated expertise in coverage analysis and policy interpretation for environmental and/or professional liability lines.
Experience issuing or advising on coverage positions, including reservations of rights and denials.
Strong understanding of environmental exposures, remediation processes, and associated damages.
Ability to evaluate long-tail claims, allocation issues, and multi-party liability scenarios.
Excellent analytical, negotiation, and communication skills.
Ability to manage multiple high-severity, complex claims independently.
Proficiency with claims management systems and related tools.

Benefits

Comp & perks

Medical, dental, and vision plans to support your health and that of your family
A 401(k) plan with employer matching
Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
Paid holidays
Life insurance and short‑term and long‑term disability coverage

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Coverage Position AnalysisEnvironmental Exposures EvaluationRemediation Cost AnalysisLong-Tail Claims EvaluationComplex Claims Oversight

Soft Skills

Analytical SkillsCommunication SkillsNegotiation SkillsIndependent Management of Claims

Certifications

Active Bar MembershipActive Adjuster Licenses