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Mashreq

Senior Associate – Retail Banking Ops, Cards Operations

Mashreq

Senior Associate managing Retail Banking Ops in Bengaluru. Focused on merchant onboarding, compliance, and operational excellence in cards operations.

Posted 5/18/2026full-timeRemote • 🇮🇳 IndiaSeniorWebsite

About the role

Key responsibilities & impact
  • Monitor all associations’ settlement and funds position, balancing and reconciliation and corrective action on daily basis
  • Preparation and submission of accurate and timely quarterly operating certificate to Associations, analyze expense and income trending and alert stakeholders on timely basis on pricing variations
  • Provide coaching and feedback to the team which can customize to fit multi-disciplinary perspective.
  • Monitor UAE switch system reports for balancing and reconciliation for all countries under the purview.
  • Emerge as the product expert for all relevant areas reporting to this position.
  • Being central point of contact for association guidelines/newsletters/publications and ensure timely publishing to business groups with probable impact.
  • Ensure that Bank’s Compliance and Regulatory procedures are followed. Ensure adequate training to staff such that all functions are performed with zero errors and within expected TATs.
  • Ensure maintenance of MI for staff productivity and constantly strive to increase the level of individual as well as unit’s overall productivity. Also to ensure that necessary job rotation and training is provided for staff development and career growth.
  • Create an atmosphere conducive to mutual co-operation among staff members and foster team spirit.
  • Ensure unit attains satisfactory internal and external audit rating.
  • Ensure that unit’s standard operating procedures are reviewed, change documents are maintained and updated regularly.
  • Ensure the transactions are processed as per the unit’s SLA and the operational errors/losses are very minimum. Manage Monthly - MER, KRI, RCSA and Reconciliation reporting within the timelines · Constantly work towards generation of new ideas/innovations and ensure year on year digitization/productivity/process automation targets are achieved. · Knowledge of VAT procedures and applicability to interchange and settlement and merchant payments

Requirements

What you’ll need
  • Knowledge of general banking with good experience in merchant onboarding procedures and the local policies.
  • 3-5 years of cards domain/multi-discipline banking experience.
  • Good communication skills (both written & verbal),Good analytical thinking/interpersonal skills
  • Strong knowledge on MS Office tools, MIS reporting and analysis
  • Hands on experience in any card management system

Benefits

Comp & perks
  • 🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account Mashreq Website LinkedIn All Job Openings 1001 - 5000 employees Founded 1967 🏦 Banking 💸 Finance 💳 Fintech Banking
  • Finance
  • Fintech Mashreq is a leading financial institution based in the UAE, offering a wide range of banking services including personal, corporate, and investment banking. The bank focuses on providing innovative financial solutions to its customers and has a strong digital banking presence. Senior Associate – Retail Banking Ops, Cards Operations 🔥 0 minutes ago 🇮🇳 India – Remote ⏰ Full Time 🟠 Senior ⚙️ Operations Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
  • Monitor all associations’ settlement and funds position, balancing and reconciliation and corrective action on daily basis
  • Preparation and submission of accurate and timely quarterly operating certificate to Associations, analyze expense and income trending and alert stakeholders on timely basis on pricing variations
  • Provide coaching and feedback to the team which can customize to fit multi-disciplinary perspective.
  • Monitor UAE switch system reports for balancing and reconciliation for all countries under the purview.
  • Emerge as the product expert for all relevant areas reporting to this position.
  • Being central point of contact for association guidelines/newsletters/publications and ensure timely publishing to business groups with probable impact.
  • Ensure that Bank’s Compliance and Regulatory procedures are followed. Ensure adequate training to staff such that all functions are performed with zero errors and within expected TATs.
  • Ensure maintenance of MI for staff productivity and constantly strive to increase the level of individual as well as unit’s overall productivity. Also to ensure that necessary job rotation and training is provided for staff development and career growth.
  • Create an atmosphere conducive to mutual co-operation among staff members and foster team spirit.
  • Ensure unit attains satisfactory internal and external audit rating.
  • Ensure that unit’s standard operating procedures are reviewed, change documents are maintained and updated regularly.
  • Ensure the transactions are processed as per the unit’s SLA and the operational errors/losses are very minimum. Manage Monthly - MER, KRI, RCSA and Reconciliation reporting within the timelines · Constantly work towards generation of new ideas/innovations and ensure year on year digitization/productivity/process automation targets are achieved. · Knowledge of VAT procedures and applicability to interchange and settlement and merchant payments 🎯 Requirements
  • Knowledge of general banking with good experience in merchant onboarding procedures and the local policies.
  • 3-5 years of cards domain/multi-discipline banking experience.
  • Good communication skills (both written & verbal),Good analytical thinking/interpersonal skills
  • Strong knowledge on MS Office tools, MIS reporting and analysis
  • Hands on experience in any card management system Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Manager, Research Data – Operations 🕒 4 days ago Ziff Davis 1001 - 5000 📱 Media Website LinkedIn All Job Openings Research Data & Operations Manager leveraging fact-based research to help clients market software and make informed decisions. Collaborate cross-functionally and mentor emerging researchers. 🇮🇳 India – Remote 💰 $650M Post-IPO Debt on 2017-06 ⏰ Full Time 🟡 Mid-level 🟠 Senior ⚙️ Operations Manager, Research Data – Operations 🕒 4 days ago Spiceworks 201 - 500 Website LinkedIn All Job Openings Research Data & Operations Manager at Spiceworks Ziff Davis designing surveys to help clients with insights and marketing strategies. Collaborating with cross-functional teams on data collection and analysis. 🇮🇳 India – Remote ⏰ Full Time 🟡 Mid-level 🟠 Senior ⚙️ Operations Senior TechOps – Defender 🕒 4 days ago EY 10,000+ employees 💸 Finance Website LinkedIn All Job Openings Senior Consultant specializing in Microsoft Defender XDR solutions at EY. Architecting and implementing cybersecurity strategies while advising customers on best practices and use cases. 🇮🇳 India – Remote ⏰ Full Time 🟠 Senior ⚙️ Operations Senior Manager – TechOps, Service Management, ITSM 🕒 4 days ago EY 10,000+ employees 💸 Finance Website LinkedIn All Job Openings Senior Manager managing application services and stakeholders at EY. Responsibilities include service management and relationship development across business. 🇮🇳 India – Remote ⏰ Full Time 🟠 Senior ⚙️ Operations Senior Operations Engineer 🕒 5 days ago JumpCloud 201 - 500 ☁️ SaaS 🔐 Security 🏢 Enterprise Website LinkedIn All Job Openings Senior Operations Engineer managing the technical architecture and systems for customer success at JumpCloud. Collaborating across departments to build innovative solutions and improve efficiency. 🇮🇳 India – Remote 💰 $66M Series F on 2021-10 ⏰ Full Time 🟠 Senior ⚙️ Operations View More Operations Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

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Hard Skills & Tools
settlement monitoringfunds reconciliationoperating certificate preparationexpense analysisincome trendingUAE switch systemaudit rating managementMIS reportingcard management systemVAT procedures
Soft Skills
coachingfeedbackcommunicationanalytical thinkinginterpersonal skillsteam spiritstaff developmentmutual cooperationproblem-solvinginnovation