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Credit Relationship Manager – Corporate Origination, Business Development
MashreqCredit Relationship Manager focusing on client onboarding and credit risk management in corporate banking. Ensuring compliance and high-quality credit proposals for new-to-bank relationships.
About the role
Key responsibilities & impact- Handling end-to-end corporate client onboarding with focus on new-to-bank relationships across UAE, Mashreq’s footprint markets, and non-presence countries including KSA.
- Preparing high-quality credit applications, ensuring compliance with policies, strategies and regulations.
- Identifying key risks, and implementing mitigants aligned with the bank’s target market, credit appetite, and strategic objectives.
- Work closely with originators on new to bank transactions, including discussions with customers on funding requirements.
- Prepare high quality credit proposals with a focus on identifying major risks.
- Ensure credit application submission within acceptable turnaround time which meets internal standards.
- Manage risks in line with banks risk appetite while highlighting any policy exceptions within the credit application.
- Perform required Transaction screening and conducting independent due diligence.
- Establish cordial relationship with Credit risk Management.
- Handle monthly/quarterly reports and ensure timely submissions.
- Adhere to risk and compliance policies and practices and obtain necessary compliance approvals.
- Review of facility documents in coordination with originators for facility execution.
- Coordinate with operation team for limits loading and obtain necessary approvals.
Requirements
What you’ll need- Bachelor degree in Finance or Accounting with strong GPA.
- Master degree in Finance or Business Administration is a plus.
- Minimum of 6-7 years of Credit risk management or Corporate banking experience with a regional or multinational bank.
- Completion of relevant bank credit program or professional certification in risk management.
- Strong ability to read and interpret financial data with knowledge of credit risk and financial analysis.
- Good understanding of Central bank regulations, AML and Fraud policies;
- Good knowledge of banking products and understanding bank operations.
- Excellent communication, presentation and writing skills.
- Ability to multitask, meet stringent deadlines and work under pressure.
Benefits
Comp & perks- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development
- Bonuses
- Stock options
- Equipment allowances
- Wellness programs
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit risk managementfinancial analysiscredit applicationstransaction screeningdue diligencerisk assessmentcredit proposalsfacility document reviewbanking products knowledgecompliance approvals
Soft Skills
communication skillspresentation skillswriting skillsmultitaskingdeadline managementworking under pressurerelationship managementorganizational skillsattention to detailproblem-solving
Certifications
bank credit programprofessional certification in risk management