Associate - Retail Credit Initiation & Control, Credit Management
Mashreq
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇵🇰 Pakistan
Visit company websiteJob Level
JuniorMid-Level
About the role
- Analyze and process credit proposals and applications as makers of Mashreq Bank’s retail Lending Products for approval or escalation to Credit Supervisors within the stipulated TAT.
- To ensure smooth implementation of the front end automation of credit process solution across all lending products with significant gains in customer experience and productivity.
- Regulating all approvals within the Credit Policy and Product parameters.
- Ensuring consistent application of credit policy, quality of underwriting decisions and of documents held as collateral.
- Responsible for the supervisory credit review function as and when required for Retail Products through implementation of standard operating procedures and policies as per Product Program Guidelines.
- Responsible as a reliable back up in the absence of team members / checkers.
- Responsible in the development of the new staff into the team and also periodically assist in the training of the new staff in the team
Requirements
- Fresh Graduates and candidates with less than 1-year work experience in Credit Management environment.
- Excellent analytical skills.
- Sound interpersonal skills
- Basic knowledge in MS office tools for report purposes
- Good PC skills.
- Ability to problem solving and work independently.
- Should be customer focused and achievement oriented.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysiscredit proposalsunderwritingcredit policyfront end automationreporting
Soft skills
analytical skillsinterpersonal skillsproblem solvingindependencecustomer focusachievement orientation