Senior Risk and Compliance Analyst
Marqeta
full-time
Posted on:
Location Type: Remote
Location: United States
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Salary
💰 $112,000 - $140,000 per year
Job Level
About the role
- Assist with providing compliance advisory support to Product, Marketing, Legal, Sales, and other departments throughout product and campaign lifecycles
- Provide comprehensive understanding of relevant consumer finance regulations (including Reg Z, V, DD, CC, B, E, etc.), industry standards, and internal policies
- Monitor and assess external industry trends and regulatory environment to help shape Marqeta's compliance strategy
- Assist with regulatory responses and compliance advisory duties, as needed
- Support change management reviews for new products, features, or program changes
- Assist with formal review process for external customer marketing content and campaigns including advertisements, promotional content, digital media, social media and product information, to ensure compliance with legal and regulatory requirements, including UDAP/UDAAP, and FTC advertising rules
- Coordinate with Legal, Marketing, and other departments to obtain necessary approvals and feedback
- Assist in reviewing products and services for compliance with applicable federal and state consumer-finance laws and bank partner requirements
- Maintain awareness of compliance risks associated with client-specific product constructs
- Develop, maintain and update consumer compliance policies and procedures in response to changes in regulations and business needs, as needed.
- Assist with other compliance advisory duties, as needed.
Requirements
- 3+ years of experience in regulatory compliance in banking, financial services, or fintech
- Proven experience with consumer protection regulations (such as UDAP/UDAAP, Reg Z, E, B, etc.), advertising standards, and industry best practices
- Proven experience with Banking as a Service either for/with a regulated bank or Program Manager or similar
- Strong knowledge of bank and/or payments financial ecosystems
- Exceptional communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams
- Detail-oriented with strong organizational and project management abilities
- Strong analytical skills and continuous improvement mindset
- A hands-on approach, concise and straightforward style
- A love for collaboration, teamwork, and delivering excellence
- Ability to work in a fast paced, demanding, and rapidly changing environment
- Ability to prioritize competing priorities in a logical manner
Benefits
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Through Flex First, the freedom to live and work wherever you and your family thrive
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
regulatory complianceconsumer protection regulationsBanking as a Serviceproject managementcompliance policiesconsumer finance regulationsadvertising standardsanalytical skillschange managementcompliance advisory
Soft Skills
communication skillsinterpersonal skillscollaborationorganizational skillsdetail-orientedteamworkproblem-solvingadaptabilitytime managementcontinuous improvement mindset