Compliance Officer – Product Advisory
Marqeta
full-time
Posted on:
Location Type: Remote
Location: United States
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Salary
💰 $125,100 - $184,900 per year
About the role
- Provide day-to-day compliance advisory support to Product, Engineering, and Business teams throughout the product lifecycle (ideation, design, launch, post-launch monitoring)
- Responsible for active stakeholder engagement by ensuring close collaboration with key functions across the Company and working closely with the Legal team and other subject matter experts on relevant compliance projects
- Collaborate with the Senior Director and Senior Manager to review and approve product features, customer flows, disclosures, pricing, and fees for compliance with applicable laws and bank partner standards.
- Act as an advisor and provide guidance to business and infrastructure functions, as well as coordinate the collection of data and information in connection with data driven projects
- Influence teams within the Compliance function and act as a mentor to the team members
- Consistently monitor and assess external industry trends and regulatory environment to help shape Marqeta’s compliance strategy and governance related to product compliance
- Keep an active inventory of compliance risks associated with client specific product constructs.
- Work with the other leaders to foster a culture of compliance within the organization through various initiatives, including organization-wide trainings, communications campaigns, and workshops
- Support change management reviews for new products, features, or program changes.
- Assist in preparing regulatory responses as necessary or appropriate
- Partner with Legal and Compliance leadership on regulatory interpretations, risk assessments, and escalation of material compliance issues.
- Ensure that compliance programs overseeing product clearly articulate risk reduction and demonstrate enhanced control environment with evidence of design and operational effectiveness
Requirements
- 8+ years of regulatory compliance experience, preferably in a bank or FinTech environment
- Demonstrated ability to develop and maintain cross-functional working relationships
- Understand new and existing laws, rules, and regulations (e.g. Reg Z, V, DD, CC, B, E, etc.) to determine requirements for various areas and changes that need to be implemented
- Comprehensive knowledge of bank and/or payments financial ecosystems
- Strong analytical skills and detail oriented
- Continuous improvement mindset
- Demonstrated effective verbal and written communication skills
- Strong technology skills
- Ability to work in a fast paced, demanding, and rapidly changing environment
- Ability to prioritize competing priorities in a logical manner
- Ability to work nights and weekends, when needed
- Certified Regulatory Compliance Manager certification (Nice-To-Have)
- Prior experience in a senior role focused on product compliance at a FinTech or tech-driven bank (Nice-To-Have)
Benefits
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Through Flex First, the freedom to live and work wherever you and your family thrive
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
regulatory compliancerisk assessmentsdata analysiscompliance programschange managementproduct complianceregulatory responsescross-functional collaborationcompliance risk managementfinancial regulations
Soft Skills
stakeholder engagementmentoringanalytical skillscommunication skillscontinuous improvement mindsetprioritizationadaptabilityteam collaborationinfluencedetail oriented
Certifications
Certified Regulatory Compliance Manager