Life and Critical Illness Underwriting Co-Signer

Manulife

Life and critical illness underwriting co-signer making high-value risk decisions for Manulife, an international financial services provider. Coaching underwriters and building future-ready underwriting capabilities through digital tools and AI insights.

Posted 8/13/2026full-timeRemote • 🇨🇦 CanadaMid-LevelSenior💰 CA$79,700 - CA$129,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in life and critical illness underwriting, with a strong focus on mentoring and developing underwriters. Proficient in utilizing digital tools and AI-enabled decision support to enhance underwriting processes and improve customer experience.

Highest-signal resume keywords

Life And Critical Illness UnderwritingMentoring And Coaching UnderwritersAnalytical And Problem-Solving SkillsRisk Assessment And ManagementUnderwriting Technology And Digital Tools

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Underwriting Decision MakingComplex Case HandlingFinancial Underwriting PrinciplesMedical Underwriting KnowledgeDocumentation ReviewDecision Rationale EvaluationRisk Management PracticesData-Driven InsightsContinuous ImprovementRequirement Ordering

Soft Skills

Excellent Communication SkillsConstructive FeedbackCollaborationAdaptabilityCuriosity

Tools & Technologies

Digital ToolsAI-Enabled Decision SupportUnderwriting TechnologyData Insights

Certifications & Qualifications

FALUFLMIACS

Industry Keywords

Life InsuranceCritical Illness InsuranceUnderwriting GuidelinesCustomer ExperiencePersistency Considerations

About the role

Key responsibilities & impact

Evaluate and make underwriting decisions on life and critical illness insurance applications with approval limits up to $10 million
Partner with assigned underwriters on complex, high-value, or development-focused files
Review underwriting approach, evidence ordered, documentation, decision rationale, and customer/advisor impact
Train, coach, and mentor underwriters
Build future-ready underwriting capabilities through digital tools, AI-enabled decision support, data-driven insights, and continuous improvement
Promote consistent application of underwriting guidelines, financial and medical underwriting principles, and risk management practices
Help underwriters understand business impacts including requirement ordering, amendments, advisor communication, cycle time, customer experience, persistency, and competitive positioning
Manage co-signing and underwriting work efficiently while supporting service standards and timely decisions
Provide constructive feedback through case discussions, coaching sessions, office hours, and file reviews
Collaborate with underwriting leaders, Risk Management, Research, medical directors, and new business
Identify improvements to underwriting processes, documentation, training, requirement ordering, and tool usage
Participate in case clinics, coaching sessions, office hours, and training activities

Requirements

What you’ll need

Minimum 5 years of experience in life and critical illness underwriting
Proven track record handling complex and high-value cases
Strong knowledge of life and critical illness underwriting, including medical, financial, non-medical, product, and persistency considerations
Demonstrated ability to mentor, coach, and develop underwriters
Strong analytical, judgment, and problem-solving skills
Ability to assess risk, challenge assumptions, and apply guidelines with sound business context
Excellent written and verbal communication skills
Ability to explain complex decisions clearly and constructively
Comfort with underwriting technology, digital tools, data insights, and AI-enabled decision support
Willingness to help others adopt new ways of working
Ability to model collaboration, curiosity, accountability, adaptability, and continuous improvement
Bachelor's degree in finance, business, health sciences, or related field is preferred
Professional underwriting designations or progress toward FALU, FLMI, ACS, or equivalent are highly desirable

Benefits

Comp & perks

Flexible environment supporting learning, growth, well-being, and inclusion
Incentive programs and incentive compensation tied to business and individual performance
Health benefits
Dental benefits
Mental health benefits
Vision benefits
Short- and long-term disability coverage
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Paid holidays, vacation, personal, and sick days in Canada
Statutory leaves of absence