Manulife

Senior Credit Risk Analyst

Manulife

full-time

Posted on:

Location Type: Hybrid

Location: Quezon City • 🇵🇭 Philippines

Visit company website
✨ AI Apply
Apply

Job Level

Senior

Tech Stack

PythonVBA

About the role

  • Provide oversight of the Manulife Bonds, Commercial Mortgages and Alternative Investments portfolio through stress testing exercise using various tools (Risk Frontier, Portfolio Studio, etc.)
  • Perform what-if analysis, multi-factor stress tests and reverse stress tests to identify credit rating migration, credit/expected losses, earnings/reserve impacts and capital requirements under various stress macroeconomic conditions
  • Prepare spreadsheets, reports and power-point presentations
  • Present stress test results and findings to Senior Management, including Credit Committee
  • Perform detailed credit analysis for selected samples credit from various industry sectors and opine on the appropriateness of the assigned credit rating, adequacy of the risk and credit analysis, and emerging risks
  • Draft Credit Review Summary reports to include CRM’s detailed findings/issues/observations to be submitted to the relevant Investments Desk and to Credit Committee
  • Prepare independent research reports for Credit Committee and Senior Management on topical issues and trends, assessing their impact on Manulife’s credit portfolio
  • Lead the CRM (Alternative Long Duration Assets) risk rating tool/framework process and provide granularity on the degree of risk present in individual ALDA investment assets
  • Prepare detailed ALDA performance tracking and monitoring reports for Senior Management and maintain the ALDA performance tracking model
  • Assist with the credit analysis of reinsurance counterparties as needed and in managing the risk of reinsurance exposures

Requirements

  • Minimum 4-5 years of experience in credit risk analysis, underwriting or adjudication of corporate credit/debt products in a large financial institution
  • Solid experience in Corporate Credit Portfolio Management will also be considered
  • Excellent data analysis skills using large spreadsheets; ability to summarize a large amount of data into concise reports and presentations for senior management
  • Intermediate programming language and coding skills (VBA, Python, R Studio, etc.) required
  • Strong communication skills (oral and written), as well as solid presentation skills
  • Collaborative approach and strong interpersonal skills
  • High proficiency with Microsoft Office (Excel, PowerPoint and Word) applications
  • Strong prioritization skills and ability to multi-task in a fast-paced environment
Benefits
  • We’ll empower you to learn and grow the career you want.
  • We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
  • As part of our global team, we’ll support you in shaping the future you want to see.
  • Working Arrangement Hybrid
  • A Human Resources representative will work with applicants who request a reasonable accommodation during the application process.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit risk analysisunderwritingadjudicationdata analysisVBAPythonR Studiocredit rating migrationstress testingportfolio management
Soft skills
communication skillspresentation skillsinterpersonal skillscollaborative approachprioritization skillsmulti-taskinganalytical skills